97488 Albatross Dr, Yulee, FL 32097 Property Records

Nassau County property record for 97488 Albatross Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,537 sqft · built 2018
Lot Size	0.126 acres (5,506 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,846 (Feb 2018)
Tax Bill	$3,156 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-3N-28-0741-0454-0000`

Property Details

APN / Parcel Number

Primary APN	`37-3N-28-0741-0454-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,537 sqft Heated Area
Gross Area	2,027 sqft
1st Floor Area	1,537 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,506 sqft (0.126 acres)
Garage Area	441 sqft
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	97488 ALBATROSS DR
City	YULEE
State	FL
Zip	32097-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 454 IN OR 2175/223 HERON ISLES PHASE TWO C-3 PBK 8/180
Legal Range	28E
Legal Township	03N
Legal Section	37
Legal Subdivision	HERON ISLES PHASE TWO
Legal Phase	2
Legal Lot Number	454
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4025
Census Tract	50306

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97488 ALBATROSS DR, YULEE, FL 32097-3634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 23, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 5, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2018 · Amount on Record
Deed Sale	Feb 5, 2018 · Amount on Record
Deed Document Number	201803647
Deed Book / Page	2175 / 0223
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97488 ALBATROSS DR, YULEE, FL 32097-3634
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97488 ALBATROSS DR, YULEE, FL 32097-3634

Mortgage

Document Number	0026921145
Date	Feb 5, 2024
Book Page	2692/1145
Instrument	202445003025

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97488 ALBATROSS DR, YULEE, FL 32097-3634
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97488 ALBATROSS DR, YULEE, FL 32097-3634

Mortgage

Document Number	0026141247
Date	Jan 23, 2023
Book Page	2614/1247
Instrument	202345001922

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97488 ALBATROSS DR, YULEE, FL 32097-3634
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97488 ALBATROSS DR, YULEE, FL 32097-3634

Mortgage

Document Number	0025421146
Date	Feb 28, 2022
Book Page	2542/1146
Instrument	202245007406

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97488 ALBATROSS DR, YULEE, FL 32097-3634
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97488 ALBATROSS DR, YULEE, FL 32097-3634

Mortgage

Document Number	0024551516
Date	Apr 26, 2021
Book Page	2455/1516
Instrument	202145015143

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Mar 1, 2048

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 5, 2018
Property Address	97488 ALBATROSS DR, YULEE, FL 32097-3634
Document Number	0021750223
Book / Page	002175 / 000223
Instrument Date	Jan 30, 2018
Instrument	3647
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,342.92
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97488 ALBATROSS DR YULEE FL 320973634, YULEE, FL 32097-3634

Mortgage

Document Number	21750225
Date	Feb 5, 2018
Book Page	002175/000225
Instrument	3648

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,156.00 (+1.06%) Homeowner's exemption	$178,235 (+2.9%)	$271,208 (+3.8%) Land $65,000 Building $206,208
2024	$3,123.00 (+1.17%) Homeowner's exemption	$173,212 (+3%)	$261,276 (-2.13%) Land $55,000 Building $206,276
2023	$3,087.00 (+7.15%) Homeowner's exemption	$168,167 (+3%)	$266,959 (+24.04%) Land $55,000 Building $211,959
2022	$2,881.00 Homeowner's exemption	$163,269	$215,221 Land $55,000 Building $160,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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