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9748 S Charles St, Chicago, IL 60643 Property Records

Cook County property record for 9748 S Charles St, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,084 sqft · built 1899
Lot Size0.118 acres (5,130 sqft)
OwnerIndividual Name on File
Last Sale$259,000 (Jan 2023)
Tax Bill$2,115 (2023)
Deeds & MortgagesJan 2023 Sale & Mortgage
Dec 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-07-219-041

Property Details

APN / Parcel Number

Primary APN25-07-219-041
Alternative APN
  • 25-07-219-041-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,084 sqft Living Area
1st Floor Area586 sqft

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1901
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,130 sqft (0.118 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address9748 S CHARLES ST
CityCHICAGO
StateIL
Zip60643-1218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal Description(HILLIARD) & (DOBBINS)(FIRST) ADD TO WASHINGTON HEIGH TS SUB OF EH OF NE 1/4 OF SEC 7 & NW 1/4 OF SEC 6 EH NE SEC 07-37-14
Legal Range14E
Legal Township37N
Legal Section07
Legal SubdivisionHILLIARD & DOBBINS FIRST
Legal Block5
Legal Lot Number31
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1008
Census Tract720200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedRidge Historic District
listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9748 S Charles St is owned and occupied by an individual who bought it in January 2023.

Source: Cook County records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address9748 S CHARLES ST, CHICAGO, IL 60643-1218
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Warranty Deed, Subdivision Related Transfer · FHA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 2, 2022Deed of Trust, Mortgage
JOANNA TUREK
Apr 20, 2022Deed of Trust, Mortgage · Commercial Mortgage
MLS LENDERS LLC
Mar 10, 2022Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2023 · Amount on File
Deed SaleJan 11, 2023 · Amount on File
Prior SaleMar 10, 2022 · Amount on File
Deed Document Number202333368
Prior Transfer DateJun 27, 1994
Prior Transfer Doc0000000714
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 11, 2023
Property Address9748 S CHARLES ST, CHICAGO, IL 60643-1218
Document Number0001133368
Instrument DateDec 30, 2022
Instrument2301133368
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$259.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9748 S CHARLES ST, CALUMET PARK, IL 60643-1218

Mortgage

Document Number0001133369
DateJan 11, 2023
Instrument2301133369
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053
Interest
Rate TypeFixed Rate
Rate7.25%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address9748 S CHARLES ST, CHICAGO, IL 60643-1218
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033647214
DateDec 2, 2022
Instrument2233647214
Lender
NameJOANNA TUREK
TypePrivate Party
Address5750 W NEWPORT AVE, CHICAGO, IL 60634
Agreement
AmountAmount on Record

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address9748 S CHARLES ST, CHICAGO, IL 60643-1218
Transaction TypeMortgage
Record UpdatedApr 29, 2022
Title CompanyCAMBRIDGE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1748 W BEVERLY GLEN PKWY, CHICAGO, IL 60643-2127

Mortgage

Document Number0011004076
DateApr 20, 2022
Instrument2211004076
Lender
NameMLS LENDERS LLC
TypeNon-Lending Institution
AddressARLINGTON HEIGHTS, IL 60004
Agreement
TypeCommercial Mortgage
AmountAmount on Record

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMar 10, 2022
Property Address9748 S CHARLES ST, CHICAGO, IL 60643-1218
Document Number0006939055
Instrument DateFeb 23, 2022
Instrument2206939055
Transaction TypeTransfer
Record UpdatedMar 24, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9407 SARATOGA CT, HICKORY HILLS, IL 60457-6500

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,001 Land $6,413 Building $18,588$250,010 Land $64,130 Building $185,880
2023$2,115.00 (+2.57%)
2022$2,062.00 (+2.28%)$10,000 (-) Land $5,130 Building $4,870$100,000 (-) Land $51,300 Building $48,700
2021$2,016.00$10,000 Land $5,130 Building $4,870$100,000 Land $51,300 Building $48,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9748 S Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9748 S Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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