9748 Flat Top Dr, Cincinnati, OH 45251 Property Records

Hamilton County property record for 9748 Flat Top Dr, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,621 sqft · built 1959
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$36,000 (Feb 2013)
Tax Bill	$4,859 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`510-0103-0047-00`

Property Details

APN / Parcel Number

Primary APN	`510-0103-0047-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,621 sqft Living Area
1st Floor Area	1,621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	317 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft
Patio Area	880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9748 FLAT TOP DR
City	CINCINNATI
State	OH
Zip	45251-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLATTOP DR 85 X 317.95 IRR LOT 124 DORNBUSCH 1ST SUB SEC A BLK D
Legal Subdivision	DORNBUSCH 1ST SUB
Legal Block	D
Legal Lot Number	124
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	1
Census Block	1003
Census Tract	20701

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8934 CHEVIOT RD, CINCINNATI, OH 45251-5910
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Oct 27, 2023	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2013 · Amount on Record
Deed Sale	Feb 22, 2013 · Amount on Record
Prior Sale	Apr 9, 2009 · Amount on Record
Deed Document Number	0000024923
Last Transfer Date	Oct 27, 2023
Transfer Doc	0000076401
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9748 FLAT TOP DR, CINCINNATI, OH 45251-1404
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8394 CHEVIOT RD, CINCINNATI, OH 45247-3804

Mortgage

Document Number	0000086138
Date	Dec 7, 2023
Book Page	15057/1656
Instrument	2023-0086138

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2053

October 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 27, 2023
Property Address	9748 FLAT TOP DR, CINCINNATI, OH 45251-1404
Document Number	0000076401
Book / Page	15031 / 840
Map Reference	MB 80 PG 65&66
Instrument Date	Sep 28, 2023
Instrument	2023-0076401
Transaction Type	Foreclosure
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8934 CHEVIOT RD, CINCINNATI, OH 45251-5910

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,859.00 (+4.02%)	$66,581 (-) Land $14,270 Building $52,311
2024	$4,671.00 (+16.25%)	$66,581 (-) Land $14,270 Building $52,311
2023	$4,018.00 (+9.13%) Homeowner's exemption	$66,581 (+31.89%) Land $14,270 Building $52,311	$190,230 (+31.88%) Land $40,770 Building $149,460
2022	$3,682.00 Homeowner's exemption	$50,484 Land $13,965 Building $36,519
2020			$144,240 Land $39,900 Building $104,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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