97463 Cutlass Way, Yulee, FL 32097 Property Records

Nassau County property record for 97463 Cutlass Way, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 2024
Lot Size	0.579 acres (25,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Mar 2024)
Tax Bill	$5,860 (2025)
Deeds & Mortgages	Mar 2024 Sale & Construction Loan Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`43-3N-28-509C-0092-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509C-0092-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,674 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	25,235 sqft (0.579 acres)
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97463 CUTLASS WAY
City	YULEE
State	FL
Zip	32097-2469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 92 IN OR 2697/1191 PIRATES WOOD # 3 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD
Legal Lot Number	92
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1011
Census Tract	50308

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97537 PIRATES WAY, YULEE, FL 32097-2494
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Warranty Deed, Construction Loan · Construction Mortgage 1ST SIGNATURE LENDING LLC
Aug 20, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	20245852
Deed Book / Page	2697 / 1191
Prior Transfer Date	Aug 28, 2010
Prior Transfer Doc	0016970325
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 4, 2024
Property Address	97463 CUTLASS WAY, YULEE, FL 32097-2469
Document Number	0026971191
Book / Page	2697 / 1191
Instrument Date	Feb 29, 2024
Instrument	202445005852
Transaction Type	Construction Loan
Record Updated	Jan 27, 2026
Title Company	VANTAGE POINT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6979 CROWN POINTE DR, LIBERTY TWP, OH 45011-7257

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97537 PIRATES WAY, YULEE, FL 32097-2494

Mortgage

Document Number	202445005895
Date	Mar 4, 2024
Instrument	202445005895

Lender

Name	1ST SIGNATURE LENDING LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Mar 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 20, 2021
Property Address	97463 CUTLASS WAY, YULEE, FL 32097-2469
Document Number	0024891083
Book / Page	2489 / 1083
Instrument Date	Aug 20, 2021
Instrument	202145031011
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$448.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7555 E CHRISTMAS CHOLLA DR, SCOTTSDALE, AZ 85255-2734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6979 CROWN POINTE DR, LIBERTY TWP, OH 45011-7257

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,860.00 (+348.01%)	$381,747 (+281.75%) Land $100,000 Building $281,747	$381,747 (+281.75%) Land $100,000 Building $281,747
2024	$1,308.00 (+2.75%)	$100,000 (-) Land $100,000	$100,000 (-) Land $100,000
2023	$1,273.00 (+41.13%)	$100,000 (+66.67%) Land $100,000	$100,000 (+66.67%) Land $100,000
2022	$902.00	$60,000 Land $60,000	$60,000 Land $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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