9746 Wyndham Dr, Frederick, MD 21704 Property Records

Frederick County property record for 9746 Wyndham Dr, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 6,300 sqft · built 2010
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (Aug 2024)
Tax Bill	$13,984 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-253176`

Property Details

APN / Parcel Number

Primary APN	`07-253176`
Alternative APN	`253176`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,300 sqft Living Area
Gross Area	6,740 sqft
1st Floor Area	2,468 sqft
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,240 sqft (0.212 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	253176
Street Address	9746 WYNDHAM DR
City	FREDERICK
State	MD
Zip	21704-7396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 20072 SECT M-20 9,240 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA
Legal Block	1
Legal Lot Number	20072
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1036
Census Tract	752205

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9746 WYNDHAM DR, FREDERICK, MD 21704-7396
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage MID-ATLANTIC FEDERAL CREDIT UNION
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU
Nov 18, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage BANK-FUND STAFF FCU
Oct 7, 2022	Intrafamily Transfer, Transfer
Apr 18, 2018	Quit Claim Deed, Transfer APEX SETTLEMENT CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	May 17, 2010 · Amount on Record
Deed Book / Page	16988 / 227
Prior Transfer Date	Apr 4, 2018
Prior Transfer Doc	0123700026
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Apr 22, 2026
Property Address	9746 WYNDHAM DR, FREDERICK, MD 21704-7396
Document Number	1782000346
Book / Page	17828 / 346
Instrument Date	Apr 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	9746 WYNDHAM DR, FREDERICK, MD 21704-7396

Mortgage

Document Number	1782000346,
Date	Apr 22, 2026
Book Page	17828/346

Lender

Name	MID-ATLANTIC FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9746 WYNDHAM DR, FREDERICK, MD 21704-7396
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154650397
Date	Nov 4, 2021
Book Page	15465/397

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9746 WYNDHAM DR, FREDERICK, MD 21704-7396
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	UNKNOWN, CATIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9746 WYNDHAM DR, FREDERICK, MD 21704-7396

Mortgage

Document Number	0170830198
Date	Oct 24, 2024
Book Page	17083/198

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Nov 18, 2025
Property Address	9746 WYNDHAM DR, FREDERICK, MD 21704-7396
Document Number	0176060299
Book / Page	17606 / 299
Map Reference	MB 86 PL 2
Instrument Date	Nov 3, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	UNKNOWN, CATIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9746 WYNDHAM DR, FREDERICK, MD 21704-7396

Mortgage

Document Number	0017606303
Date	Nov 18, 2025
Instrument	17606/303

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 1, 2040
Index	1-Year T-Bill
Margin	3
Max Rate	10.6%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Oct 7, 2022
Property Address	9746 WYNDHAM DR, FREDERICK, MD 21704-7396
Document Number	0161680406
Book / Page	16168 / 406
Map Reference	MB 86 PL 2
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9746 WYNDHAM DR, FREDERICK, MD 21704-7396

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 18, 2018
Property Address	9746 WYNDHAM DR, FREDERICK, MD 21704-7396
Document Number	0123700026
Book / Page	012370 / 000026
Instrument Date	Apr 4, 2018
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	APEX SETTLEMENT CORPORATION

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9746 WYNDHAM DR FREDERICK MD 217047396, FREDERICK, MD 21704-7396

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,068,633 (+6.48%)	$1,133,700 (-) Land $277,700 Building $856,000
2025	$13,984.00 (+21.4%)	$1,003,567 (+17.95%)	$1,133,700 (+20.8%) Land $277,700 Building $856,000
2024	$11,519.00 (+7.55%)
2023	$10,710.00 Homeowner's exemption	$850,867	$938,500 Land $202,100 Building $736,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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