9745 Thermal St, Oakland, CA 94605 Property Records

Alameda County property record for 9745 Thermal St, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,795 sqft · built 2012
Lot Size	0.204 acres (8,891 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Jun 2019)
Tax Bill	$9,408 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-5599-28-3`

Property Details

APN / Parcel Number

Primary APN	`48-5599-28-3`
Alternative APN	`048-5599-028-03`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,795 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,891 sqft (0.204 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9745 THERMAL ST
City	OAKLAND
State	CA
Zip	94605-4729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: 0028 AR: 0048 PAGE: 5599
Legal Subdivision	TOLER HEIGHTS
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1005
Census Tract	410100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9745 THERMAL ST, OAKLAND, CA 94605-4729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 18, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Prior Sale	Aug 28, 2014 · Amount on Record
Deed Document Number	2019114682
Prior Transfer Date	Jun 12, 2019
Prior Transfer Doc	0000114682
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	9745 THERMAL ST, OAKLAND, CA 94605-4729
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9745 THERMAL ST, OAKLAND, CA 94605-4729

Mortgage

Document Number	0000277439
Date	Aug 13, 2021
Instrument	2021277439

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 18, 2019
Property Address	9745 THERMAL ST, OAKLAND, CA 94605-4729
Document Number	0000114682
Map Reference	MB 23 PG 34
Instrument Date	Jun 12, 2019
Instrument	2019114682
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9745 THERMAL ST, OAKLAND, CA 94605-4729

Mortgage

Document Number	0000114683
Date	Jun 18, 2019
Instrument	2019114683

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$588,757 (+0.8%) Land $178,727 Building $417,030
2025	$9,408.00 (-0.67%) Homeowner's exemption	$584,078 (+4.04%) Land $175,223 Building $408,855
2023	$9,471.00 Homeowner's exemption	$561,402 Land $168,420 Building $392,982	$763,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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