9745 Stone Rd, Semmes, AL 36575 Property Records

Mobile County property record for 9745 Stone Rd, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,837 sqft · built 1969
Lot Size	9.33 acres (406,415 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Sep 2013)
Tax Bill	$970 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R022402100000024`

Property Details

APN / Parcel Number

Primary APN	`R022402100000024`
Alternative APNs	`24 02 10 0 000 024.XXX` `00355047` `355047`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,837 sqft Living Area
1st Floor Area	1,568 sqft
Upper Floors Area	336 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1992
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	406,415 sqft (9.33 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	416 sqft
Deck Area	Deck Area
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	355047
Street Address	9745 STONE RD
City	SEMMES
State	AL
Zip	36575-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 1/4 OF SW 1/4 OF NW 1/4 OF SEC 10 T3S R3W LESS PT TO R/W STONE RD #SEC 10 T3S R3W #MP24 02 10 0 000
Legal Range	03S
Legal Township	03S
Legal Section	10
Legal Subdivision	INTERIM ZONE
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	1
Census Block	1000
Census Tract	6305

Owner

9745 Stone Rd is owned and occupied by an individual who bought it in September 2013.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	9745 STONE RD, SEMMES, AL 36575-4233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2020	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 23, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG
Jul 22, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2013 · Amount on File
Deed Sale	Sep 24, 2013 · Amount on File
Prior Sale	Dec 24, 2008 · Amount on File
Deed Document Number	201357293
Deed Book / Page	7077 / 1614
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Jul 24, 2026
Property Address	9745 STONE RD, SEMMES, AL 36575-4233
Document Number	0000044726
Instrument Date	Jul 20, 2026
Instrument	202644726
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9745 STONE RD, SEMMES, AL 36575-4233

Mortgage

Document Number	0000044726,
Date	Jul 24, 2026
Instrument	202644726

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	9745 STONE RD, SEMMES, AL 36575-4233
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011643
Date	Feb 27, 2020
Instrument	2020011643

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	9745 STONE RD, SEMMES, AL 36575-4233
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002981
Date	Jan 19, 2021
Instrument	2021002981

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	9745 STONE RD, SEMMES, AL 36575-4233
Document Number	0000017449
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9745 STONE RD SEMMES AL 365754233, SEMMES, AL 36575-4233

Mortgage

Document Number	0000017449
Date	Mar 30, 2018
Book Page	007619/001079
Instrument	17449

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	9745 STONE RD, SEMMES, AL 36575-4233
Document Number	0000042757
Instrument Date	Jul 22, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9745 STONE RD SEMMES AL 365754233, SEMMES, AL 36575-4233

Mortgage

Document Number	0000042757
Date	Jul 28, 2017
Book Page	007537/000114
Instrument	42757

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9745 Stone Rd was $970 with a homeowner's exemption, down 6.5% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$970.00 (-6.46%) Homeowner's exemption	$21,400 (-6.02%) Land $8,080 Building $13,320	$214,000 (-6.02%) Land $80,800 Building $133,200
2024	$1,037.00 (+13.83%) Homeowner's exemption	$22,770 (+12.89%) Land $9,450 Building $13,320	$227,700 (+12.89%) Land $94,500 Building $133,200
2023	$911.00 Homeowner's exemption	$20,170 Land $8,060 Building $12,110	$201,700 Land $80,600 Building $121,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9745 Stone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9745 Stone Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 97% of Alabama
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ALABAMA UTILITIES WATER SYSTEM serves 39,249 people · EPA ID AL0000967
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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