Nash County property record for 9745 Stone Heritage Rd, Bailey, NC 27807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,054 sqft · built 2020 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Sep 2020) |
| Tax Bill | $2,360 (2026) |
| Deeds & Mortgages | Mar 2020 Construction Loan Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 275300-19-5440 |
| Primary APN | 275300-19-5440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,054 sqft Heated Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 53,143 sqft (1.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 74703 |
|---|---|
| Street Address | 9745 STONE HERITAGE RD |
| City | BAILEY |
| State | NC |
| Zip | 27807-7400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.22 AC, 1, STONEHILL FARM, P1 1058-571, 2924-845, 41-358,359 & 364,365, 41-385 AC, 1, STONEHILL FARM, P1 |
| Legal Subdivision | STONEHILL FARM |
| Legal Phase | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | NASH NC |
| Township / Civil Division | BAILEY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 11400 |
9745 Stone Heritage Rd is owned and occupied by two individuals who bought it in September 2020.
Source: Nash County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9745 STONE HERITAGE RD, BAILEY, NC 27807-7400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2020 | Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK |
| Sep 17, 2020 | Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on File |
| Deed Sale | Sep 17, 2020 · Amount on File |
| Deed Book / Page | 3075 / 217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASH NC |
| Property Address | 9745 STONE HERITAGE RD, BAILEY, NC 27807-7400 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003038/101 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 3038/101 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASH NC |
| Recording Date | Sep 17, 2020 |
| Property Address | 9745 STONE HERITAGE RD, BAILEY, NC 27807-7400 |
| Document Number | 003075/217 |
| Book / Page | 3075 / 217 |
| Map Reference | MB 42 PG 47 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2400 PILOT RILEY RD, 2400, ZEBULON, NC 27597-6385 |
| Name | Verified Name |
|---|---|
| Address | 9745 STONE HERITAGE RD, BAILEY, NC 27807-7400 |
| Document Number | 0003075219 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 3075/219 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
The 2026 property tax bill for 9745 Stone Heritage Rd was $2,360, up 0.4% from the year before.
Source: Nash County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Nash County |
| Unified School District | Nash-Rocky Mount Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,360.00 (+0.43%) | $313,590 (+10.61%) Land $28,260 Building $285,330 | $313,590 (+10.61%) Land $28,260 Building $285,330 |
| 2025 | $2,350.00 | $283,520 Land $28,260 Building $255,260 | $283,520 Land $28,260 Building $255,260 |
| 2023 | $1,941.00 | $245,450 | $245,450 Land $21,260 Building $224,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9745 Stone Heritage Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9745 Stone Heritage Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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