9745 Spring St, Highland, IN 46322 Property Records

Lake County property record for 9745 Spring St, Highland, IN 46322

Property Summary

Property Type	Auto Repair, Garage
Details	5,376 sqft · built 1965
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$157,207 (May 2009)
Tax Bill	$5,054 (2024)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`007-16-27-0028-0076`

Property Details

APN / Parcel Number

Primary APN	`007-16-27-0028-0076`
Alternative APNs	`45-07-33-102-005.000-026` `162700280076`

Interior

Stories	1 Story
Building Area	5,376 sqft Total Area

Exterior

Year Built	Built 1965
Exterior Material	Concrete Block/Stucco
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	25,700 sqft (0.589 acres)
Fence	Fence

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	007-16-27-0028-0076
Old Parcel Number	162700280076
Street Address	9745 SPRING ST
City	HIGHLAND
State	IN
Zip	46322
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	PT. W2. NW. S.33 T.36 R.9 100X246.39X102.12X266.05FT. .59AC.
Legal Range	09
Legal Township	36
Legal Section	33
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1007
Census Tract	40502

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9749 SPRING ST, HIGHLAND, IN 46322-2627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2009 · Amount on Record
Deed Sale	May 7, 2009 · Amount on Record
Deed Document Number	2009 029938
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9745 SPRING ST, HIGHLAND, IN 46322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER INDIANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068534
Date	Oct 4, 2018
Instrument	2018 068534

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Jul 16, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Highland Town
Unified School District	Highland School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,300 (+3.95%) Land $103,500 Building $93,800	$197,300 (+3.95%) Land $103,500 Building $93,800
2024	$5,054.00 (+36.19%)
2023		$189,800 (+4.86%) Land $103,500 Building $86,300	$189,800 (+4.86%) Land $103,500 Building $86,300
2022	$3,711.00	$181,000 Land $99,500 Building $81,500	$181,000 Land $99,500 Building $81,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (1979–2008)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER WORKS serves 23,984 people · EPA ID IN5245021
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20