9745 Prospect Rd, Prospect, TN 38477 Property Records

Giles County property record for 9745 Prospect Rd, Prospect, TN 38477

Property Summary

Property TypeSingle Family Home
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (Aug 2021)
Tax Bill$150 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APN028164 00401

Property Details

APN / Parcel Number

Primary APN028164 00401
Alternative APN
  • 164 00401

Exterior

Lot Area174,240 sqft (4 acres)
Pole Barn1,440 sqft

Utilities, Heating & Cooling

SewerConnected
Water SourceCommercial

Location & Zoning

Street Address9745 PROSPECT RD
CityPROSPECT
StateTN
Zip38477-6395
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: R01
JurisdictionGILES TN
Township / Civil Division1
Census Block Group1
Census Block1064
Census Tract920700

Owner

9745 Prospect Rd is owned and occupied by an individual who bought it in August 2021.

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address9745 PROSPECT RD, PROSPECT, TN 38477-6395
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2021 · Amount on File
Deed SaleAug 26, 2021 · Amount on File
Prior SaleAug 28, 2003
Deed Document Number21134065
Deed Book / PageD391 / 860
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILES TN
Recording DateAug 26, 2021
Property Address9745 PROSPECT RD, PROSPECT, TN 38477-6395
Document Number0000134065
Book / PageD391 / 860
Map ReferenceDOC CH2AL06535AB
Instrument DateJul 14, 2021
Instrument21134065
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9745 PROSPECT RD, PROSPECT, TN 38477-6395

Mortgage

Document Number0000134066
DateAug 26, 2021
Instrument21134066
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9745 Prospect Rd was $150, up 15.4% from the year before.

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGiles County
Unified School DistrictGiles County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$150.00 (+15.38%)$6,525 (-) Land $6,200 Building $325
2024$130.00$6,525 (-) Land $6,200 Building $325
2023$130.00$6,525 (-) Land $6,200 Building $325
2022$130.00$6,525 Land $6,200 Building $325$26,100 Land $24,800 Building $1,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9745 Prospect Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2004–2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9745 Prospect Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH GILES UTILITY DISTRICT
serves 6,985 people · EPA ID TN0000649
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Prospect Rd

Nearby Streets

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