Cook County property record for 9742 S Prospect Ave, Chicago, IL 60643
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,006 sqft · built 1913 |
| Lot Size | 0.211 acres (9,205 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Dec 2021) |
| Tax Bill | $7,826 (2023) |
| Deeds & Mortgages | Feb 2024 Mortgage Dec 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07-218-041 |
| Primary APN | 25-07-218-041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,006 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,205 sqft (0.211 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 9742 S PROSPECT AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Subdivision | 1ST ADDT WASHINGTON HEIGHTS |
| Legal Block | 6 |
| Legal Lot Number | 15 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 720200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Ridge Historic District listed 1976 · NRIS 76000703 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
9742 S Prospect Ave is owned and occupied by an individual who bought it in December 2021.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9742 S PROSPECT AVE, CHICAGO, IL 60643-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 23, 2021 | Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Sep 25, 2020 | Deed of Trust, Mortgage PEOPLES BK |
| May 29, 2020 | Deed of Trust, Mortgage PEOPLES BK |
| Aug 6, 2018 | Deed of Trust, Mortgage · FHA Mortgage PEOPLES BK |
| Oct 27, 2017 | Warranty Deed, Subdivision Related Transfer BBMC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2021 · Amount on File |
| Deed Sale | Dec 23, 2021 · Amount on File |
| Deed Document Number | 20211214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9742 S PROSPECT AVE, CHICAGO, IL 60643-1224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9742 S PROSPECT AVE, CHICAGO, IL 60643-1224 |
| Document Number | 0004541197 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 2404541197 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 23, 2021 |
| Property Address | 9742 S PROSPECT AVE, CHICAGO, IL 60643-1224 |
| Document Number | 0035701214 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 2135701214 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9742 S PROSPECT AVE, CHICAGO, IL 60643-1224 |
| Document Number | 0035701215 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 2135701215 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9742 S PROSPECT AVE, CHICAGO, IL 60643-1224 |
| Document Number | 2036433027 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9742 S PROSPECT AVE CHICAGO IL 606431224, CHICAGO, IL 60643-1224 |
| Document Number | 2036433027 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 36433027 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | MUNSTER, IN 46321 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9742 S PROSPECT AVE, CHICAGO, IL 60643-1224 |
| Document Number | 2029862343 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9742 S PROSPECT AVE CHICAGO IL 606431224, CHICAGO, IL 60643-1224 |
| Document Number | 2029862343 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 29862343 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | MUNSTER, IN 46321 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9742 S PROSPECT AVE, CHICAGO, IL 60643-1224 |
| Document Number | 1825333184 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9742 S PROSPECT AVE CHICAGO IL 606431224, CHICAGO, IL 60643-1224 |
| Document Number | 1825333184 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 25333184 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | MUNSTER, IN 46321 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 27, 2017 |
| Property Address | 9742 S PROSPECT AVE, CHICAGO, IL 60643-1224 |
| Document Number | 1730018020 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 30018020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 459 W DIVISION ST #405 CHICAGO IL 606102595, 405, CHICAGO, IL 60610-2595 |
| Document Number | 1730018021 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 30018021 |
| Name | BBMC MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 26, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,000 Land $11,506 Building $28,494 | $400,000 Land $115,060 Building $284,940 | |
| 2023 | $7,826.00 | ||
| 2022 | Additional exemption filed |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9742 S Prospect Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 9742 S Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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