Santa Cruz County property record for 9742 Monroe Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 5,147 sqft · built 2015 |
| Lot Size | 1.42 acres (61,942 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,975,000 (Feb 2025) |
| Tax Bill | $14,611 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-233-03 |
| Primary APN | 041-233-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 5,147 sqft Living Area |
| Gross Area | 5,839 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 61,942 sqft |
| Garage Type | Attached |
| Garage Area | 692 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9742 MONROE AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 122204 |
Source: Santa Cruz County records · APN 041-233-03
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9742 MONROE AVE, APTOS, CA 95003-4225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED LENDING PARTNERS INC |
| Feb 17, 2017 | Deed of Trust, Mortgage · Line of Credit LIGHTHOUSE BANK |
| Dec 03, 2019 | Deed of Trust, Mortgage · Line of Credit LIGHTHOUSE BANK |
| Sep 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 2025 · Amount on Record |
| Deed Sale | Feb 18, 2025 · Amount on Record |
| Prior Sale | May 21, 2013 · Amount on Record |
| Deed Document Number | 20252907 |
| Prior Transfer Date | Sep 06, 2018 |
| Prior Transfer Doc | 0000027829 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 01, 2026 |
| Property Address | 9742 MONROE AVE, APTOS, CA 95003-4225 |
| Document Number | 0000006958 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20266958 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 9742 MONROE AVE, APTOS, CA 95003-4225 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006958, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 20266958 |
| Name | SYNERGY ONE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 9742 MONROE AVE, APTOS, CA 95003-4225 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9742 MONROE AVE, APTOS, CA 95003-4225 |
| Document Number | 0000015352 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021-0015352 |
| Name | UNITED LENDING PARTNERS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLEASANTON, CA 94588 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 9742 MONROE AVE, APTOS, CA 95003-4225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000005900 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 2017-0005900 |
| Name | LIGHTHOUSE BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 9742 MONROE AVE, APTOS, CA 95003-4225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037647 |
|---|---|
| Date | Dec 03, 2019 |
| Instrument | 2019-0037647 |
| Name | LIGHTHOUSE BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 11, 2018 |
| Property Address | 9742 MONROE AVE, APTOS, CA 95003-4225 |
| Document Number | 0000027829 |
| Instrument Date | Sep 06, 2018 |
| Instrument | 27829 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9742 MONROE AVE APTOS CA 950034225, APTOS, CA 95003-4225 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,921,767 (+52.86%) Land $1,133,842 Building $787,925 | ||
| 2025 | $14,611.00 (+40.45%) | $1,257,206 (+36.62%) Land $261,555 Building $995,651 | |
| 2024 | $10,403.00 (+1.58%) | ||
| 2023 | $10,241.00 (+1.07%) Homeowner's exemption | $920,248 Land $251,398 Building $668,850 | $1,192,590 |
| 2022 | $10,133.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Surfnet Communications, AT&T, Etheric Communications, LLC., Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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