9740 Saddlebred Ct, Wilton, CA 95693 Property Records

Sacramento County property record for 9740 Saddlebred Ct, Wilton, CA 95693

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,450 sqft · built 2006
Lot Size	3.03 acres (132,422 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,178 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`128-0350-025-0000`

Property Details

APN / Parcel Number

Primary APN	`128-0350-025-0000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,450 sqft Living Area
1st Floor Area	5,450 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	132,422 sqft
Garage Area	965 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9740 SADDLEBRED CT
City	WILTON
State	CA
Zip	95693-9228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-5
Legal Description	CLAY STATION 1200, LOT 199
Legal Subdivision	CLAY STATION 1200
Legal Lot Number	199
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2018
Census Tract	9404

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9740 SADDLEBRED CT, WILTON, CA 95693-9228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 15, 2017	Intrafamily Transfer, Transfer · FHA Mortgage PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2017
Deed Sale	May 15, 2017
Prior Sale	Nov 20, 2008 · Amount on Record
Deed Book / Page	20170515 / 1299
Prior Transfer Date	May 9, 2017
Prior Transfer Doc	0000001299
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9740 SADDLEBRED CT, WILTON, CA 95693-9228
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9740 SADDLEBRED CT, WILTON, CA 95693-9228

Mortgage

Document Number	0000001451
Date	Oct 21, 2021
Instrument	2021102101451

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9740 SADDLEBRED CT, WILTON, CA 95693-9228
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9740 SADDLEBRED CT, WILTON, CA 95693-9228

Mortgage

Document Number	2021102101451
Date	Oct 21, 2021
Instrument	2021102101451

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9740 SADDLEBRED CT, WILTON, CA 95693-9228
Document Number	2008181671
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9740 SADDLEBRED CT WILTON CA 956939228, WILTON, CA 95693-9228

Mortgage

Document Number	2008181671
Date	Aug 18, 2020
Instrument	2008181671

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9740 SADDLEBRED CT, WILTON, CA 95693-9228
Document Number	2003101082
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9740 SADDLEBRED CT WILTON CA 956939228, WILTON, CA 95693-9228

Mortgage

Document Number	2003101082
Date	Mar 10, 2020
Instrument	2003101082

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 28, 2019
Property Address	9740 SADDLEBRED CT, WILTON, CA 95693-9228
Document Number	1903281211
Instrument Date	Mar 11, 2019
Instrument	1903281211
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9740 SADDIEBRED CT WILTON CA 95693, WILTON, CA 95693

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 15, 2017
Property Address	9740 SADDLEBRED CT, WILTON, CA 95693-9228
Document Number	5150000001299
Book / Page	20170515 / 1299
Map Reference	MB 311 MAP 11
Instrument Date	May 9, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9740 SADDLEBRED CT, WILTON, CA 95693-9228

Mortgage

Document Number	201705151300
Date	May 15, 2017
Instrument	20170515/1300

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$787,728 (+2%) Land $281,331 Building $506,397
2025	$8,178.00 (+0.8%) Homeowner's exemption	$772,283 (+4.04%) Land $275,815 Building $496,468
2024	$8,113.00 (+3.13%)
2023	$7,867.00 (+1.8%) Homeowner's exemption	$742,296 Land $265,105 Building $477,191
2022	$7,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1995–2023)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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