Union County property record for 974 Wynstone Dr, Jefferson, SD 57038 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 4,723 sqft · built 2000 |
| Lot Size | 3.21 acres (140,133 sqft) |
| Owner | Individual Name on File |
| Last Sale | $665,000 (Jan 2021) |
| Tax Bill | $10,657 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 17.WS.01.1016 |
| Primary APN | 17.WS.01.1016 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Stories | 2 Stories |
| Building Area | 4,723 sqft Living Area |
| Basement Area | 2,091 sqft |
| Finished Basement | 2,091 sqft |
| Unfinished Basement | 2,091 sqft |
| Flooring | Brick |
| Interior Walls | Brick |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 140,133 sqft (3.21 acres) |
| Garage Type | Attached |
| Garage Area | 1,195 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 974 WYNSTONE DR |
|---|---|
| City | JEFFERSON |
| State | SD |
| Zip | 57038-6868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 WYNSTONE FIRST ADD PHASE 1 (3.217A) |
| Legal Range | 07W |
| Legal Township | 30N |
| Legal Section | 36 |
| Legal Subdivision | WYNSTONE FIRST ADD |
| Legal Phase | 1 |
| Legal Lot Number | 16 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 20302 |
Source: Union County records · APN 17.WS.01.1016
Assessment roll updated October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 974 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Mar 24, 2022 | Correction Deed |
| Jan 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Prior Sale | Mar 03, 2006 · Amount on Record |
| Deed Document Number | 2021308 |
| Deed Book / Page | 111 / 40 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 974 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000180/405 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 180/405 |
| Instrument | 221498 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Mar 24, 2022 |
| Property Address | 974 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Document Number | 000112/173 |
| Book / Page | 112 / 173 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 220852 |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 1700 GEORGE BUSH DR, COLLEGE STATION, TX 77840-3142 |
| Name | Verified Name |
|---|---|
| Address | 974 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Jan 19, 2021 |
| Property Address | 974 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Document Number | 0000111/40 |
| Book / Page | 111 / 40 |
| Instrument Date | Jan 05, 2021 |
| Instrument | 210308 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 974 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Name | Verified Name |
|---|---|
| Address | 1460 EMMETT AVE, LAWTON, IA 51030-8116 |
| Document Number | 0000017868 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 178/68 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Jefferson Township |
| Unified School District | Dakota Valley School District 61-8 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,657.00 (+8.13%) | $784,469 (+17.25%) Land $224,213 Building $560,256 |
| 2024 | $9,856.00 (+7.22%) | |
| 2023 | $9,192.00 (+1.64%) | $669,074 Land $159,750 Building $509,324 |
| 2022 | $9,044.00 |
Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 47% of the US · above 34% of South Dakota |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Long Lines | Cable | 1,500 / 50 |
| Cable One | Cable | 1,000 / 50 |
May also be available at this address: Verizon, Northeast Nebraska Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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