Oakland County property record for 974 Wise St, Oxford, MI 48371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,484 sqft · built 1973 |
| Lot Size | 0.199 acres (8,668 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (Feb 2019) |
| Tax Bill | $3,048 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P-04-28-378-016 |
| Primary APN | P-04-28-378-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 978 sqft |
| Basement Area | 438 sqft |
| Unfinished Basement | 438 sqft |
| Game Room | Game Room |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 8,668 sqft (0.199 acres) |
| Lot Dimensions | 138 ft deep x 62 ft wide |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 296 sqft |
| Patio Area | 296 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 974 WISE ST |
|---|---|
| City | OXFORD |
| State | MI |
| Zip | 48371-4574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T5N, R10E, SEC 28 LAKELAND LOT 288 & S 12.5 FT OF LOT 289 |
| Legal Range | 10E |
| Legal Township | 05N |
| Legal Section | 28 |
| Legal Subdivision | LAKELAND |
| Legal Lot Number | 288-289 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OXFORD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 121700 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 974 WISE ST, OXFORD, MI 48371-4574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU |
| Dec 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU |
| Feb 20, 2019 | Warranty Deed, Transfer · FHA Mortgage CHEMICAL BANK |
| Sep 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2019 · Amount on File |
| Deed Sale | Feb 20, 2019 · Amount on File |
| Prior Sale | Sep 6, 2018 · Amount on File |
| Deed Document Number | 201923801 |
| Deed Book / Page | 52588 / 851 |
| Prior Transfer Date | Feb 7, 2003 |
| Prior Transfer Doc | 0281850149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 974 WISE ST, OXFORD, MI 48371-4574 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | MASON BURGESS TITLE |
| Name | Verified Name |
|---|---|
| Address | 974 WISE ST, OXFORD, MI 48371-4574 |
| Document Number | 0000077573 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 55952/140 |
| Instrument | 77573 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 974 WISE ST, OXFORD, MI 48371-4574 |
| Document Number | 0000207750 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 974 WISE ST OXFORD MI 483714574, OXFORD, MI 48371-4574 |
| Document Number | 0000207750 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 053603/000447 |
| Instrument | 207750 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 20, 2019 |
| Property Address | 974 WISE ST, OXFORD, MI 48371-4574 |
| Document Number | 0000023801 |
| Book / Page | 52588 / 00851 |
| Map Reference | LB 26 PG 5&5A |
| Instrument Date | Jan 30, 2019 |
| Instrument | 023801 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,952.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 830 DRISCOLL DR, 830, OAKLAND, MI 48363 |
| Name | Verified Name |
|---|---|
| Address | 974 WISE ST, OXFORD, MI 48371-4574 |
| Document Number | 0000023800 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 023800 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 6, 2018 |
| Property Address | 974 WISE ST, OXFORD, MI 48371-4574 |
| Document Number | 0000146642 |
| Book / Page | 52155 / 00256 |
| Map Reference | LB 26 PG 5&5A |
| Instrument Date | Aug 31, 2018 |
| Instrument | 146642 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,307.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 974 WISE ST, 974, OXFORD, MI 48371-4574 |
| Name | Verified Name |
|---|---|
| Address | 974 WISE ST, OXFORD, MI 48371-4574 |
| Document Number | 0000146643 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 146643 |
| Name | SANIBEL CAPTIVA COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oxford Charter Township |
| Unified School District | Oxford Area Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,048.00 (-37.44%) Homeowner's exemption | $146,280 (+6.91%) | $292,560 (+6.91%) |
| 2024 | $4,872.00 (+16.36%) | ||
| 2023 | $136,820 | $273,640 | |
| 2021 | $4,187.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXFORD TOWNSHIP serves 10,407 people · EPA ID MI0005138 |
|---|---|
| Water Source | Groundwater |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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