Santa Clara County property record for 974 Willow St, San Jose, CA 95125
| Property Type | Bank, Financial Building |
|---|---|
| Details | 5,475 sqft · built 1986 |
| Lot Size | 0.325 acres (14,138 sqft) |
| Owner | Company Name on File |
| Tax Bill | $22,022 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 429-04-003 |
| Primary APN | 429-04-003 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 5,475 sqft Total Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 14,138 sqft (0.325 acres) |
| Garage Type | Attached |
| Street Address | 974 WILLOW ST |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95125-2344 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | CN |
| Legal Description | PART OF LOT 1 |
| Legal Subdivision | SAN JOSE |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 502400 |
974 Willow St, a commercial property, is owned by a company that acquired it in November 2022.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 974 WILLOW ST, SAN JOSE, CA 95125-2344 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2022 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Aug 28, 2020 | Deed of Trust, Mortgage · Commercial Mortgage ZB NA |
| Aug 31, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 |
| Deed Sale | Nov 30, 2022 |
| Prior Sale | Mar 21, 2012 · Amount on File |
| Deed Document Number | 202225409441 |
| Prior Transfer Date | Dec 18, 2020 |
| Prior Transfer Doc | 0025083583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 30, 2022 |
| Property Address | 974 WILLOW ST, SAN JOSE, CA 95125-2344 |
| Document Number | 0025409441 |
| Map Reference | CASE 11571 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 25409441 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1230 BLEWETT AVE, SAN JOSE, CA 95125-2303 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 974 WILLOW ST, SAN JOSE, CA 95125-2344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0024593622 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 24593622 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84125 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 31, 2021 |
| Property Address | 974 WILLOW ST, SAN JOSE, CA 95125-2344 |
| Document Number | 0025083583 |
| Map Reference | CASE 11571 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 25083583 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1230 BLEWETT AVE, 1230, SAN JOSE, CA 95125-2303 |
| Name | Verified Name |
|---|
The 2025 property tax bill for 974 Willow St was $22,022, up 6.6% from the year before.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,725,182 (+2%) Land $813,541 Building $911,641 | |
| 2025 | $22,022.00 (+6.6%) | $1,691,356 Land $797,590 Building $893,766 |
| 2024 | $20,659.00 (-0.34%) | |
| 2023 | $20,729.00 (-0.16%) | $1,625,680 Land $766,619 Building $859,061 |
| 2022 | $20,763.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 974 Willow St in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 29 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 974 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 944 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Ridge Wireless.
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