974 Wilbraham Rd, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 974 Wilbraham Rd, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1971
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Aug 2026)
Tax Bill	$2,815 (2026)
Deeds & Mortgages	Aug 2026 Second Mortgage Aug 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12282 P:0173`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12282 P:0173`
Alternative APN	`122820173`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	122820173
Street Address	974 WILBRAHAM RD
City	SPRINGFIELD
State	MA
Zip	01109-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4002
Census Tract	801601

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	388 BROADWAY ST, 2R, CHICOPEE, MA 01020-2457
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CMG MORTGAGE INC
Aug 10, 2026	Quit Claim Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Nov 21, 2025	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Nov 21, 2025 · Amount on Record
Deed Document Number	202638110
Deed Book / Page	26458 / 255
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 10, 2026
Property Address	974 WILBRAHAM RD, SPRINGFIELD, MA 01109-2025
Document Number	0000038112
Book / Page	26458 / 277
Instrument Date	Aug 10, 2026
Instrument	202638112
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 WILBRAHAM RD, SPRINGFIELD, MA 01109-2025

Mortgage

Document Number	0000038112,
Date	Aug 10, 2026
Book Page	26458/277
Instrument	202638112

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 10, 2026
Property Address	974 WILBRAHAM RD, SPRINGFIELD, MA 01109-2025
Document Number	0000038110
Book / Page	26458 / 255
Instrument Date	Aug 10, 2026
Instrument	202638110
Transaction Type	Transfer
Record Updated	Sep 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Aug 10, 2026

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

November 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 21, 2025
Property Address	974 WILBRAHAM RD, SPRINGFIELD, MA 01109-2025
Document Number	026121-291
Book / Page	26121 / 291
Instrument Date	Nov 19, 2025
Instrument	56172
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 COLD SPRING AVE # B, B, WEST SPRINGFIELD, MA 01089-3465
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,815.00 (+5.79%)	$182,100 (+7.31%) Land $50,900 Building $131,200	$275,975 (+41.5%)
2025	$2,661.00 (+0.68%)	$169,700 (+9.48%) Land $50,900 Building $118,800	$195,035 (-)
2024			$195,035
2023	$2,643.00	$155,000 Land $48,400 Building $106,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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