974 Waddell Rd, Cedarbluff, MS 39741 Property Records

Clay County property record for 974 Waddell Rd, Cedarbluff, MS 39741

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,448 sqft · built 1981
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on File
Tax Bill$293 (2025)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN076 13 0010100

Property Details

APN / Parcel Number

Primary APN076 13 0010100

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,448 sqft Finished Area
1st Floor Area1,150 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area52,272 sqft (1.2 acres)

Location & Zoning

Street Address974 WADDELL RD
CityCEDARBLUFF
StateMS
Zip39741-0434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 13 T 20 R 13 1.2 AC IN E 1/2 SE 1/4 E OF RD DB 296/108 312/583
Legal Range13E
Legal Township20
Legal Section13
JurisdictionCLAY MS
Township / Civil Division5
Census Block Group2
Census Block2044
Census Tract950200

Owner

Source: Clay County records · APN 076 13 0010100

Assessment roll updated January 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address974 WADDELL RD, CEDARBLUFF, MS 39741-0434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2017Deed of Trust, Mortgage
TRUSTMARK NATIONAL BANK
Oct 25, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 14, 2023
Deed SaleMar 14, 2023
Prior SaleOct 25, 2017 · Amount on Record
Deed Document Number2023853
Deed Book / Page314 / 762
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address974 WADDELL RD, CEDARBLUFF, MS 39741-0434
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number498/649
DateOct 25, 2017
Book Page498/649
Instrument2017005829
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39225
Agreement
AmountAmount Recorded
Term181 Months
DueNov 01, 2032

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MS
Recording DateOct 25, 2017
Property Address974 WADDELL RD, CEDARBLUFF, MS 39741-0434
Document Number296/108
Book / Page296 / 108
Instrument DateOct 24, 2017
Instrument2017005828
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 155, CEDARBLUFF, MS 39741-0155

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1581, STARKVILLE, MS 39760-1581

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$293.00 (-35.03%) Additional exemption filed$7,777 (-) Land $522 Building $7,255$77,766 (-) Land $5,220 Building $72,546
2024$7,777 (+21.74%) Land $522 Building $7,255$77,766 (+21.73%) Land $5,220 Building $72,546
2023$451.00 (+2.04%) Additional exemption filed$6,388 Land $522 Building $5,866$63,884 Land $5,220 Building $58,664
2022$442.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
4-County Fiber
Fiber
1,000 / 1,000
Telapex
Fixed Wireless
100 / 20

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSUN CREEK WATER INC-PHEBA
public/private · serves 1,923 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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