974 Turner Rd, Harrison, OH 45030 Property Records

Hamilton County property record for 974 Turner Rd, Harrison, OH 45030

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1964
Lot Size	5.12 acres (223,023 sqft)
Owner	Individual Name on Record
Last Sale	$253,800 (Jul 2019)
Tax Bill	$3,783 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`560-0140-0067-00`

Property Details

APN / Parcel Number

Primary APN	`560-0140-0067-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	223,023 sqft (5.12 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	974 TURNER RD
City	HARRISON
State	OH
Zip	45030-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Description	SIEFFERMAN RD5.1199 ACS R1E-T2-S7
Legal Subdivision	R1E-T2-S7
Jurisdiction	HAMILTON OH
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3001
Census Tract	26001

Owner

Source: Hamilton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	974 TURNER RD, HARRISON, OH 45030-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MTG
Jul 23, 2019	Fiduciary Deed, Transfer · Line of Credit ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	201959262
Deed Book / Page	13964 / 77
Prior Transfer Date	Jan 27, 2011
Prior Transfer Doc	0000000325
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 20, 2026
Property Address	974 TURNER RD, HARRISON, OH 45030-9600
Document Number	0000039553
Book / Page	15670 / 1215
Instrument Date	Apr 20, 2026
Instrument	202639553
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 TURNER RD, HARRISON, OH 45030-9600

Mortgage

Document Number	0000039553,
Date	May 20, 2026
Book Page	15670/1215
Instrument	202639553

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	974 TURNER RD, HARRISON, OH 45030-9600
Document Number	0000119528
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 TURNER RD HARRISON OH 450309600, HARRISON, OH 45030-9600

Mortgage

Document Number	0000119528
Date	Nov 12, 2020
Book Page	014294/003372
Instrument	119528

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

July 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 23, 2019
Property Address	974 TURNER RD, HARRISON, OH 45030-9600
Document Number	0000059262
Book / Page	13964 / 00077
Instrument Date	Jul 11, 2019
Instrument	2019-0059262
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 TURNER RD, HARRISON, OH 45030-9600

Mortgage

Document Number	0000059263
Date	Jul 23, 2019
Instrument	2019-0059263

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Harrison Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,783.00 (+5.76%)	$90,903 (+%) Land $29,194 Building $61,709	$259,720 (-) Land $83,410 Building $176,310
2024	$3,577.00 (-0.06%)	$90,901 (-) Land $29,193 Building $61,708
2023	$3,579.00 (-10.14%)	$90,901 (+2.33%) Land $29,193 Building $61,708	$259,720 (+2.33%) Land $83,410 Building $176,310
2022	$3,983.00 Homeowner's exemption	$88,830 Land $31,283 Building $57,547
2020			$253,800 Land $89,380 Building $164,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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