974 Tom Fowler Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 974 Tom Fowler Dr, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,029 sqft · built 1995
Lot Size	0.16 acres (6,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,000 (Feb 2014)
Tax Bill	$5,391 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`244-150-190-000`

Property Details

APN / Parcel Number

Primary APN	`244-150-190-000`
Alternative APN	`244-150-19`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,029 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,974 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	244-150-19
Street Address	974 TOM FOWLER DR
City	TRACY
State	CA
Zip	95377-8244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP H3 3 LOT 19
Legal Subdivision	VICTORIA GREENS
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1010
Census Tract	5217

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	974 TOM FOWLER DR, TRACY, CA 95377-8244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SVC CU
May 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SVC CU
Jan 4, 2017	Quit Claim Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2014 · Amount on Record
Deed Sale	Feb 18, 2014 · Amount on Record
Prior Sale	Jun 5, 2003 · Amount on Record
Deed Document Number	201416000
Last Transfer Date	Dec 27, 2016
Transfer Doc	0000000665
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	974 TOM FOWLER DR, TRACY, CA 95377-8244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068314
Date	Jun 11, 2020
Instrument	2020-068314

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	974 TOM FOWLER DR, TRACY, CA 95377-8244
Document Number	0000081207
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	974 TOM FOWLER DR TRACY CA 953778244, TRACY, CA 95377-8244

Mortgage

Document Number	0000081207
Date	Jul 31, 2019
Instrument	81207

Lender

Name	PACIFIC SVC CU
Address	CONCORD, CA 94519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	974 TOM FOWLER DR, TRACY, CA 95377-8244
Document Number	0000063810
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	974 TOM FOWLER DR TRACY CA 953778244, TRACY, CA 95377-8244

Mortgage

Document Number	0000063810
Date	Jun 11, 2018
Instrument	63810

Lender

Name	PACIFIC SVC CU
Address	WALNUT CREEK, CA 94596-8191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 4, 2017
Property Address	974 TOM FOWLER DR, TRACY, CA 95377-8244
Document Number	0000000665
Instrument Date	Dec 27, 2016
Instrument	665
Transaction Type	Transfer
Record Updated	Jan 10, 2017
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	974 TOM FOWLER DR TRACY CA 953778244, TRACY, CA 95377-8244

Mortgage

Document Number	666,
Date	Jan 4, 2017
Instrument	666

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,391.00 (+1.58%)
2025	$5,307.00 (+5.03%)	$482,980 (+4.04%) Land $192,456 Building $290,524
2023	$5,053.00 (+1.85%)	$464,228 Land $184,984 Building $279,244	$743,940
2022	$4,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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