974 Sutter St, San Francisco, CA 94109 Property Records

San Francisco City property record for 974 Sutter St, San Francisco, CA 94109

Property Summary

Property TypeApartments (5+ Units)
Details5 ba · 6,330 sqft · built 1908
Lot Size0.001 acres (22 sqft)
OwnerCompany Name on Record
Last Sale$1,095,000 (May 2026)
Tax Bill$17,778 (2025)
Deeds & MortgagesAug 2026 Mortgage
May 2026 Sale
+ 3 more
APN0280-013

Property Details

APN / Parcel Number

Primary APN0280-013

Interior

Full Baths5 Baths
Total Rooms19 Rooms
Units6 Units
Stories4 Stories
Building Area6,330 sqft Living Area
1st Floor Area6,330 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area22 sqft (0.001 acres)
Lot Dimensions87.5 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address974 SUTTER ST
CitySAN FRANCISCO
StateCA
Zip94109-6064
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRC4
Legal DescriptionTRACT 50 VARA BL
Legal Subdivision50 VARA BL 275
Legal Tract50
Legal Block280
Legal Lot Number13
JurisdictionSAN FRANCISCO CA
Township / Civil DivisionDOWNTOWN-NORTHEAST NEIGHBORHOODS-TREASURE ISLAND
Census Block Group2
Census Block2000
Census Tract12001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lower Nob Hill Apartment Hotel District
listed 1991 · 296 contributing resources · NRIS 91000957

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: San Francisco City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 6, BRISBANE, CA 94005-0006
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK
May 11, 2026Affidavit, Transfer
May 11, 2026Grant Deed, Transfer · Construction Mortgage
FLIPIT LENDING LLC
Jan 26, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 30, 2021Intrafamily Transfer, Transfer · Commercial Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2026 · Amount on Record
Deed SaleMay 11, 2026 · Amount on Record
Prior SaleApr 1, 2005 · Amount on Record
Deed Document Number202645517
Prior Transfer DateDec 17, 2021
Prior Transfer Doc0000191195
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Recording DateAug 25, 2026
Property Address974 SUTTER ST, SAN FRANCISCO, CA 94109-6064
Document Number0000094305
Instrument DateAug 19, 2026
Instrument202694305
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address200 VALLEY DR, 8, BRISBANE, CA 94005-1261

Mortgage

Document Number0000094305,
DateAug 25, 2026
Instrument202694305
Lender
NameCITIZENS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Max Rate-1%

May 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionSAN FRANCISCO CA
Recording DateMay 11, 2026
Property Address974 SUTTER ST, SAN FRANCISCO, CA 94109-6064
Document Number0000045516
Instrument DateMay 4, 2026
Instrument202645516
Transaction TypeTransfer
Record UpdatedAug 28, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7786 RINEHART DR, BOYNTON BEACH, FL 33437-6367

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN FRANCISCO CA
Recording DateMay 11, 2026
Property Address974 SUTTER ST, SAN FRANCISCO, CA 94109-6064
Document Number0000045517
Instrument DateApr 8, 2026
Instrument2026.45517
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$829,462.50
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0000045518,
DateMay 11, 2026
Instrument2026..45518
Lender
NameFLIPIT LENDING LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2027
Interest
Rate6.38%
Max Rate-1%

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN FRANCISCO CA
Recording DateJan 26, 2023
Property Address974 SUTTER ST # 980, 980, SAN FRANCISCO, CA 94109-6064
Document Number0000007874
Instrument DateJan 20, 2023
Instrument2023007874
Transaction TypeTransfer
Record UpdatedSep 12, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2424 PINE ST, SAN FRANCISCO, CA 94115-2624

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN FRANCISCO CA
Recording DateDec 30, 2021
Property Address974 SUTTER ST # 980, 980, SAN FRANCISCO, CA 94109-6064
Document Number0000191195
Instrument DateDec 17, 2021
Instrument2021191195
Transaction TypeTransfer
Record UpdatedSep 12, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2424 PINE ST, SAN FRANCISCO, CA 94115-2624

Mortgage

Document Number0000191196
DateDec 30, 2021
Instrument2021191196
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
County / MunicipalitySan Francisco City
Unified School DistrictSan Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,376,073 (+1.98%) Land $766,816 Building $602,911
2025$17,778.00 (+5.91%)$1,349,360 (+4.56%) Land $751,665 Building $590,975
2024$16,786.00 (+2.35%)
2023$16,401.00 (+2.16%)$1,290,520 Land $722,487 Building $568,033
2022$16,054.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSFPUC CITY DISTRIBUTION DIVISION
serves 848,019 people · EPA ID CA3810011
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless · Fiber in parts of the area
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, AT&T, GeoLinks, Google Fiber, Sail Internet, Sonic Telecom.

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