McLennan County property record for 974 Southwinds Dr, Lorena, TX 76655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1977 |
| Lot Size | 10 acres (436,036 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $377,055 (May 2022) |
| Tax Bill | $2,886 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-095700-000700-0 |
| Primary APN | 30-095700-000700-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 436,036 sqft |
| Lot Dimensions | 1,592 ft deep x 274 ft wide |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 560 sqft |
| Patio Area | 480 sqft |
| Storage Building | 80 sqft |
| Utility Building | 720 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Space Heater |
| Street Address | 974 SOUTHWINDS DR |
|---|---|
| City | LORENA |
| State | TX |
| Zip | 76655-3805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | YEAMAN ELIAS ACRES 10.01 |
| Legal Subdivision | YEAMAN ELIAS |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MOODY-LORENA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 3801 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 974 SOUTHWINDS DR, LORENA, TX 76655-3805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2018 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF CENTRAL TX |
| May 5, 2022 | Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 19, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/CTRL TX |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on Record |
| Deed Sale | May 5, 2022 · Amount on Record |
| Prior Sale | Nov 8, 2016 · Amount on Record |
| Deed Document Number | 202218051 |
| Prior Transfer Date | Oct 7, 2016 |
| Prior Transfer Doc | 0000036915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 974 SOUTHWINDS DR, LORENA, TX 76655-3805 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007959 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 2018007959 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Amount | Amount Recorded |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 5, 2022 |
| Property Address | 974 SOUTHWINDS DR, LORENA, TX 76655-3805 |
| Document Number | 0000018051 |
| Instrument Date | May 3, 2022 |
| Instrument | 2022018051 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Title Company | NOT AVAILABLE, TEXAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 974 SOUTHWINDS DR, 974, LORENA, TX 76655-3805 |
| Name | Verified Name |
|---|---|
| Address | 974 SOUTHWINDS DR, LORENA, TX 76655-3805 |
| Document Number | 0000018052 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 2022018052 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 19, 2017 |
| Property Address | 974 SOUTHWINDS DR, LORENA, TX 76655-3805 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 30652 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 9, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 711 ROSENTHAL RD LORENA TX 766553643, LORENA, TX 76655-3643 |
| Document Number | 0000030652 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 30652 |
| Name | FIRST NAT'L BK/CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76702-2662 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Lorena Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,541 (+4.23%) Land $120,100 Building $209,441 | $329,541 (+4.23%) Land $120,100 Building $209,441 | |
| 2025 | $2,886.00 (-11.39%) Homeowner's exemption | $316,180 (+6.51%) Land $100,020 Building $216,160 | $316,180 (+6.51%) Land $100,020 Building $216,160 |
| 2024 | $3,257.00 (+9.63%) | ||
| 2023 | $296,850 Land $100,020 Building $196,830 | $296,850 Land $100,020 Building $196,830 | |
| 2022 | $2,971.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 46% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Spectrum, Verizon.
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