974 Snow Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 974 Snow Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,810 sqft · built 2007
Lot Size	2.76 acres (120,226 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Sep 2006)
Tax Bill	$1,110 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0061-00-102.05`

Property Details

APN / Parcel Number

Primary APN	`0061-00-102.05`
Alternative APNs	`00610 00 102.05` `69668`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	2,840 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	120,226 sqft (2.76 acres)
Garage Type	Carport
Garage Area	750 sqft
Carport	Carport
Carport Area	750 sqft
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	69668
Street Address	974 SNOW DR
City	LANCASTER
State	SC
Zip	29720-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Subdivision	MAUD ADAMS ESTATE
Legal Block	A-4
Legal Lot Number	A-4
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1024
Census Tract	11002

Owner

Source: Lancaster County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	974 SNOW DR, LANCASTER, SC 29720-8706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Deed of Trust, Mortgage · ARM FOUNDERS FCU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 1, 2006 · Amount on Record
Deed Sale	Sep 1, 2006 · Amount on Record
Deed Document Number	200611484
Deed Book / Page	352 / 299
Last Transfer Date	May 18, 2009
Transfer Doc	0000006779
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	974 SNOW DR, LANCASTER, SC 29720-8706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007661
Date	Jun 3, 2019
Book Page	3747/223
Instrument	2019007661

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 5, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	10-Year TN
Max Rate	10.2%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	974 SNOW DR, LANCASTER, SC 29720-8706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021570
Date	Nov 30, 2020
Book Page	4214/179
Instrument	2020021570

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 5, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.75%
Index	LIBOR
Max Rate	4.75%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,110.00 (+14.08%)	$9,596 (+15%) Land $1,122 Building $8,474	$287,400 (+37.78%) Land $33,600 Building $253,800
2024	$973.00 (+0.52%)
2023	$968.00	$8,344 Land $1,188 Building $7,156	$208,600 Land $29,700 Building $178,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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