974 Smith St, Providence, RI 02908 Property Records

Providence City property record for 974 Smith St, Providence, RI 02908

Property Summary

Property Type	Duplex
Details	6 bd · 3.5 ba · 2,011 sqft · built 1911
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$855,000 (Dec 2025)
Tax Bill	$7,602 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:83 L:7`

Property Details

APN / Parcel Number

Primary APN	`PROV M:83 L:7`
Alternative APNs	`P:0830007 L:0000` `38008`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,011 sqft Living Area
Gross Area	3,772 sqft
1st Floor Area	914 sqft
Attic	Attic
Attic Area	858 sqft
Basement Area	914 sqft
Unfinished Basement	900 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	38008
Street Address	974 SMITH ST
City	PROVIDENCE
State	RI
Zip	02908-2728
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-P
Legal Lot Number	7
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	6
Census Block	6004
Census Tract	2300

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	974 SMITH ST, PROVIDENCE, RI 02908-2728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jun 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT
Jun 23, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance BANKNEWPORT
May 24, 2022	Warranty Deed, Transfer
Nov 1, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Book / Page	14600 / 326
Prior Transfer Date	Jun 23, 2023
Prior Transfer Doc	0013902-36
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Dec 9, 2025
Property Address	974 SMITH ST, PROVIDENCE, RI 02908-2728
Document Number	014600-326
Book / Page	14600 / 326
Instrument Date	Dec 8, 2025
Instrument	2025405887
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	974 SMITH ST, PROVIDENCE, RI 02908-2728

Mortgage

Document Number	2025405888
Date	Dec 9, 2025
Instrument	2025405888

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	974 SMITH ST, PROVIDENCE, RI 02908-2728
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013902-71
Date	Jun 23, 2023
Book Page	13902/71
Instrument	2023348823

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 23, 2023
Property Address	974 SMITH ST, PROVIDENCE, RI 02908-2728
Document Number	0013902-36
Book / Page	13902 / 36
Instrument Date	Jun 23, 2023
Instrument	2023348817
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 WESTMINSTER ST # UNIC2, UNIC2, PROVIDENCE, RI 02903-3233

Mortgage

Document Number	2023348823
Date	Jun 23, 2023
Instrument	2023348823

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	May 24, 2022
Property Address	974 SMITH ST, PROVIDENCE, RI 02908-2728
Document Number	0013575-76
Book / Page	13575 / 76
Instrument Date	May 12, 2022
Instrument	2022321500
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 DIANE DR, COVENTRY, RI 02816-8525

November 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	PROVIDENCE RI
Recording Date	Nov 1, 2018
Property Address	974 SMITH ST, PROVIDENCE, RI 02908-2728
Document Number	12201-244
Book / Page	012201 / 000244
Instrument Date	Oct 31, 2018
Instrument	213315
Transaction Type	Foreclosure
Record Updated	Nov 22, 2018

Transaction

Amount	Amount Recorded
Tax	$262.67
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	974 SMITH ST PROVIDENCE RI 029082728, PROVIDENCE, RI 02908-2728
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,602.00 (+14.59%)	$543,000 (+50.21%) Land $159,500 Building $383,500	$599,549
2023	$6,634.00 (+4.34%)	$361,500 (+1.2%) Land $93,300 Building $268,200
2022	$6,358.00	$357,200 Land $93,300 Building $263,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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