974 S 21st St, El Centro, CA 92243 Property Records

Imperial County property record for 974 S 21st St, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1984
Lot Size	0.202 acres (8,812 sqft)
Owner	Individual on Record
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`052-609-009-000`

Property Details

APN / Parcel Number

Primary APN	`052-609-009-000`
Alternative APNs	`0526090901` `05260909`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Lot Area	8,812 sqft (0.202 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	974 S 21ST ST
City	EL CENTRO
State	CA
Zip	92243-3647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 SANDALWOOD PARK UNIT NO 3
Legal Subdivision	SANDALWOOD PARK
Legal Block	1
Legal Lot Number	39
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	1
Census Block	1010
Census Tract	11801

Owner

Source: Imperial County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	974 S 21ST ST, EL CENTRO, CA 92243-3647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 7, 2022	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 7, 2022	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Jun 29, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 12, 2018	Quit Claim Deed, Transfer · Conventional Mortgage WALLICK & VOLK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022
Deed Sale	Apr 7, 2022
Prior Sale	Apr 7, 2022 · Amount on Record
Deed Document Number	20228106
Prior Transfer Date	Jun 24, 2021
Prior Transfer Doc	0000016265
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	974 S 21ST ST, EL CENTRO, CA 92243-3647
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 S 21ST ST, EL CENTRO, CA 92243-3647

Mortgage

Document Number	0000017046
Date	Nov 2, 2023
Instrument	2023017046

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	May 1, 2052

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Apr 7, 2022
Property Address	974 S 21ST ST, EL CENTRO, CA 92243-3647
Document Number	0000008105
Map Reference	MB 13 PG 59
Instrument Date	Apr 5, 2022
Instrument	2022008105
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 S 21ST ST, EL CENTRO, CA 92243-3647

Mortgage

Document Number	0000008108
Date	Apr 7, 2022
Instrument	2022008108

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Apr 7, 2022
Property Address	974 S 21ST ST, EL CENTRO, CA 92243-3647
Document Number	0000008106
Map Reference	MB 13 PG 59
Instrument Date	Apr 5, 2022
Instrument	2022008106
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 S 21ST ST, EL CENTRO, CA 92243-3647

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Jun 29, 2021
Property Address	974 S 21ST ST, EL CENTRO, CA 92243-3647
Document Number	0000016265
Map Reference	MB 13 PG 59
Instrument Date	Apr 21, 2021
Instrument	2021016265
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	974 S 21ST ST, EL CENTRO, CA 92243-3647

Mortgage

Document Number	0000016266
Date	Jun 29, 2021
Instrument	2021016266

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Dec 12, 2018
Property Address	974 S 21ST ST, EL CENTRO, CA 92243-3647
Document Number	0000023026
Instrument Date	Dec 7, 2018
Instrument	23026
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	974 S 21ST ST EL CENTRO CA 922433647, EL CENTRO, CA 92243-3647

Mortgage

Document Number	23027
Date	Dec 12, 2018
Instrument	23027

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,802 (+6.12%) Land $54,121 Building $330,681
2025	$4,376.00 (+2.82%)
2023	$4,256.00 (+77.26%)	$362,610 Land $51,000 Building $311,610
2022	$2,401.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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