1. Home
  2. California
  3. San Joaquin County
  4. Stockton
  5. Raysilva Cir

974 Raysilva Cir, Stockton, CA 95206 Property Records

San Joaquin County property record for 974 Raysilva Cir, Stockton, CA 95206 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,971 sqft · built 1990
Lot Size0.161 acres (7,003 sqft)
Owner2 Individual Names on File
Last Sale$233,000 (Jan 2014)
Tax Bill$4,131 (2025)
Deeds & MortgagesJun 2026 Mortgage
Oct 2023 Mortgage
Flood ZoneZone X (reduced by levee)
APN164-230-480-000

Property Details

APN / Parcel Number

Primary APN164-230-480-000
Alternative APN
  • 164-230-48

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,971 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,003 sqft (0.161 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number164-230-48
Street Address974 RAYSILVA CIR
CitySTOCKTON
StateCA
Zip95206-5350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 48
Legal SubdivisionWESTON RANCH 02
Legal Block1
Legal Lot Number48
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionSTOCKTON
Census Block Group1
Census Block1002
Census Tract3808

Owner

Source: San Joaquin County records · APN 164-230-480-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address974 RAYSILVA CIR, STOCKTON, CA 95206-5350
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE CONNECT
Oct 18, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2014 · Amount on Record
Deed SaleJan 13, 2014 · Amount on Record
Prior SaleJul 01, 2008 · Amount on Record
Deed Document Number20143712
Prior Transfer DateJul 31, 2000
Prior Transfer Doc0000089163
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Recording DateJun 23, 2026
Property Address974 RAYSILVA CIR, STOCKTON, CA 95206-5350
Document Number0000056792
Instrument DateJun 02, 2026
Instrument202656792
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address974 RAYSILVA CIR, STOCKTON, CA 95206-5350

Mortgage

Document Number0000056792,
DateJun 23, 2026
Instrument202656792
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term303 Months
DueSep 01, 2051
Interest
Rate6.37%
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address974 RAYSILVA CIR, STOCKTON, CA 95206-5350
Transaction TypeMortgage
Record UpdatedOct 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 RAYSILVA CIR, STOCKTON, CA 95206-5350

Mortgage

Document Number0000084616
DateOct 18, 2023
Instrument2023-084616
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityStockton City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,131.00 (+7.05%)$285,617 (+4.04%) Land $99,965 Building $185,652
2023$3,859.00 (+2.17%)$274,528 Land $96,084 Building $178,444$443,160
2022$3,777.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770038081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 710 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
Cal.netFixed Wireless (unlicensed)100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Raysilva Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures