974 Ramsay Rd, Warminster, PA 18974 Property Records

Bucks County property record for 974 Ramsay Rd, Warminster, PA 18974

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,190 sqft · built 1967
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Nov 2023)
Tax Bill$5,230 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN49-045-033

Property Details

APN / Parcel Number

Primary APN49-045-033

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,190 sqft Living Area
1st Floor Area1,190 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleBi-Level
Construction TypeFrame
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeBuilt-in
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address974 RAMSAY RD
CityWARMINSTER
StatePA
Zip18974-2448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBRIAR HILL FARM LOT #91 80X125
Legal SubdivisionBRIAR HILL FARM
Legal Block45
Legal Lot Number91
JurisdictionBUCKS PA
Township / Civil DivisionWARMINSTER
Census Block Group2
Census Block2002
Census Tract106201

Owner

Source: Bucks County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address974 RAMSAY RD, WARMINSTER, PA 18974-2448
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Deed, Transfer · Conventional Mortgage
FIRST CITIZENS COMMUNITY BANK
Apr 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Jan 30, 2019Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2023 · Amount on Record
Deed SaleNov 14, 2023 · Amount on Record
Prior SaleJan 30, 2019 · Amount on Record
Deed Document Number202348317
Prior Transfer DateAug 10, 2012
Prior Transfer Doc0000069947
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionBUCKS PA
Recording DateNov 14, 2023
Property Address974 RAMSAY RD, WARMINSTER, PA 18974-2448
Document Number0000048317
Map ReferenceMB 25 PG 29
Instrument DateOct 11, 2023
Instrument2023048317
Transaction TypeTransfer
Record UpdatedNov 27, 2023
Title CompanyNOT AVAILABLE, KNIGHT ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address974 RAMSAY RD, WARMINSTER, PA 18974-2448

Mortgage

Document Number0000048318
DateNov 14, 2023
Instrument2023048318
Lender
NameFIRST CITIZENS COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCKS PA
Property Address974 RAMSAY RD, WARMINSTER, PA 18974-2448
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020931
DateApr 7, 2020
Instrument2020020931
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionBUCKS PA
Recording DateJan 30, 2019
Property Address974 RAMSAY RD, WARMINSTER, PA 18974-2448
Document Number0000004757
Map ReferenceMB 25 PG 29
Instrument DateJan 8, 2019
Instrument2019004757
Transaction TypeTransfer
Record UpdatedApr 18, 2022
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 RAMSAY RD, WARMINSTER, PA 18974-2448
InvestorPossibly a Property Investor

Mortgage

Document Number0000004758
DateJan 30, 2019
Instrument2019004758
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Bucks County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBucks County
County SubdivisionWarminster Township
Unified School DistrictCentennial School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,000 (-) Land $5,160 Building $18,840
2025$5,230.00 (+3.26%)
2024$5,065.00 (+3.18%)$24,000 (-) Land $5,160 Building $18,840
2023$4,909.00$24,000 Land $5,160 Building $18,840
1972$328,766 Land $70,685 Building $258,081

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARMINSTER MUNICIPAL AUTHORITY
serves 36,000 people · EPA ID PA1090069
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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