974 Pearson Rd, Cary, IL 60013 Property Records

McHenry County property record for 974 Pearson Rd, Cary, IL 60013 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,312 sqft · built 1990
Lot Size	0.237 acres (10,355 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Feb 2019)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-14-251-017`

Property Details

APN / Parcel Number

Primary APN	`19-14-251-017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,312 sqft
Gross Area	3,133 sqft
1st Floor Area	1,409 sqft
2nd Floor Area	903 sqft

Exterior

Year Built	Built 1990
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	10,355 sqft (0.237 acres)
Lot Depth	135 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	974 PEARSON RD
City	CARY
State	IL
Zip	60013-3370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0004968 LT 27 CARY OAKS SUB
Legal Range	08E
Legal Township	43N
Legal Section	14
Legal Subdivision	CARY OAKS
Legal Block	251
Legal Lot Number	27
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2020
Census Tract	871312

Owner

Source: McHenry County records · APN 19-14-251-017

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	974 PEARSON RD, CARY, IL 60013-3370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Mar 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 25, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Jul 09, 1999 · Amount on Record
Deed Document Number	0000004968
Record Updated	Jun 07, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	974 PEARSON RD, CARY, IL 60013-3370
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009851
Date	Mar 16, 2022
Instrument	2022R0009851

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	974 PEARSON RD, CARY, IL 60013-3370
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001505
Date	Jan 11, 2022
Instrument	2022R0001505

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	974 PEARSON RD, CARY, IL 60013-3370
Document Number	0000009891
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	974 PEARSON RD CARY IL 600133370, CARY, IL 60013-3370

Mortgage

Document Number	0000009891
Date	Mar 19, 2020
Instrument	9891

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48266-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	6%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 25, 2019
Property Address	974 PEARSON RD, CARY, IL 60013-3370
Document Number	0000004968
Map Reference	DOC 89R023347
Instrument Date	Feb 15, 2019
Instrument	2019R0004968
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	974 PEARSON RD, CARY, IL 60013-3370

Mortgage

Document Number	0000004969
Date	Feb 25, 2019
Instrument	2019R0004969

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 05, 2049

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$104,994 Land $9,355 Building $95,639	$314,982 Land $28,065 Building $286,917

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 6% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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