974 Old Mill Stream Ln, Shepherdsville, KY 40165 Property Records

Bullitt County property record for 974 Old Mill Stream Ln, Shepherdsville, KY 40165

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Apr 2026)
Tax Bill	$495 (2025)
Deeds & Mortgages	May 2026 Construction Loan Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-N00-06-067`

Property Details

APN / Parcel Number

Primary APN	`055-N00-06-067`
Alternative APNs	`264200001` `410704`

Exterior

Lot Area	56,628 sqft (1.3 acres)

Location & Zoning

Account Number	410704
Street Address	OLD MILL STREAM LN
City	SHEPHERDSVILLE
State	KY
Zip	40165
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LT 71 SEC 2 LAZY RIVER EST _ PLAT 1-225
Legal Subdivision	LAZY RIVER ESTATES
Legal Lot Number	71
Jurisdiction	BULLITT KY
Township / Civil Division	MOUNT WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	20201

Owner

Source: Bullitt County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	252 HALCOMB CT, MOUNT WASHINGTON, KY 40047-6475
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Construction Mortgage LIBERTY FEDERAL CREDIT UNION
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Deed Document Number	2026855032
Deed Book / Page	1158 / 295
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BULLITT KY
Recording Date	May 22, 2026
Property Address	OLD MILL STREAM LN, SHEPHERDSVILLE, KY 40165
Document Number	0000860839
Book / Page	2308 / 769
Instrument Date	May 20, 2026
Instrument	2026860839
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AGENCY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 HALCOMB CT, MOUNT WASHINGTON, KY 40047-6475

Mortgage

Document Number	0000860839,
Date	May 22, 2026
Book Page	2308/769
Instrument	2026860839

Lender

Name	LIBERTY FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BULLITT KY
Recording Date	Apr 20, 2026
Property Address	OLD MILL STREAM LN, SHEPHERDSVILLE, KY 40165
Document Number	0000855032
Book / Page	1158 / 295
Instrument Date	Apr 17, 2026
Instrument	2026.855032
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	AGENCY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,080.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	252 HALCOMB CT, MOUNT WASHINGTON, KY 40047-6475

Mortgage

Document Number	0000855032,
Date	Apr 20, 2026
Book Page	2303/990
Instrument	2026.855032

Lender

Name	LIBERTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Bullitt County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Bullitt County
Unified School District	Bullitt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$495.00 (-0.2%)	$40,000 (-) Land $40,000	$40,000 (-) Land $40,000
2023	$496.00	$40,000 Building $40,000	$40,000 Building $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT WASHINGTON WATER COMPANY private · serves 23,760 people · EPA ID KY0150300
Water Source	Purchased surface water from LOUISVILLE WATER COMPANY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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