974 NE Francis Ct, Bend, OR 97701 Property Records

Deschutes County property record for 974 NE Francis Ct, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,070 sqft · built 1992
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Jul 2024)
Tax Bill	$4,815 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171234-AC-02400`

Property Details

APN / Parcel Number

Primary APN	`171234-AC-02400`
Alternative APNs	`R1001171234AC02400` `175483`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	2,598 sqft
1st Floor Area	2,070 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	528 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	175483
Street Address	974 NE FRANCIS CT
City	BEND
State	OR
Zip	97701-6093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	WILLIAMSON PARK 4TH ADDITION BLOCK 14 LOT 18
Legal Range	12
Legal Township	17
Legal Section	34
Legal Subdivision	WILLIAMSON PARK 4TH ADDITION
Legal Block	14
Legal Lot Number	18
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2003
Census Tract	1801

Owner

Source: Deschutes County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	974 NE FRANCIS CT, BEND, OR 97701-6093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	202417141
Prior Transfer Date	Mar 15, 2018
Prior Transfer Doc	0000010315
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	974 NE FRANCIS CT, BEND, OR 97701-6093
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 NE FRANCIS CT, BEND, OR 97701-6093

Mortgage

Document Number	0000005103
Date	Feb 24, 2026
Instrument	2026-05103

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2041

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 17, 2021
Property Address	974 NE FRANCIS CT, BEND, OR 97701-6093
Document Number	0000069288
Map Reference	CAB C PG 329
Instrument Date	Dec 14, 2021
Instrument	2021-69288
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	974 NE FRANCIS CT, BEND, OR 97701-6093

Mortgage

Document Number	0000069289
Date	Dec 17, 2021
Instrument	2021-69289

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,815.00 (+3.95%)	$284,990 (+3%)	$664,700 (+0.74%) Land $170,080 Building $494,620
2024	$4,632.00 (+7.87%)	$276,690 (+3%)	$659,800 (-) Land $170,080 Building $489,720
2023	$4,294.00	$268,640	$659,800 Land $170,080 Building $489,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200

May also be available: AT&T, CenturyLink, Verizon, Webformix.

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