974 Mount Chalet Rd, Canton, NC 28716 Property Records

Haywood County property record for 974 Mount Chalet Rd, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,050 sqft · built 1973
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jan 2007)
Tax Bill	$1,441 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8633-54-7827`

Property Details

APN / Parcel Number

Primary APN	`8633-54-7827`
Alternative APN	`252651`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,050 sqft Heated Area
Gross Area	1,606 sqft
1st Floor Area	1,050 sqft
Upper Floors Area	432 sqft
Basement Area	440 sqft
Finished Basement	440 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Electric
Sewer	Septic

Location & Zoning

Account Number	252651
Street Address	974 MOUNT CHALET RD
City	CANTON
State	NC
Zip	28716-6628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#1 #1A & PT #28 MOUNTAIN CHALET DEVELOPMENT
Legal Subdivision	MOUNTAIN CHALET DEVELOPMENT
Legal Unit	1
Jurisdiction	HAYWOOD NC
Township / Civil Division	CECIL
Census Block Group	1
Census Block	1056
Census Tract	921301

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3104 DOMAIN CIR, 103, KISSIMMEE, FL 34747-3336
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jun 29, 2018	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2007 · Amount on Record
Deed Sale	Jan 18, 2007 · Amount on Record
Deed Document Number	2007655695
Deed Book / Page	693 / 887
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	974 MOUNT CHALET RD, CANTON, NC 28716-6628
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 MOUNT CHALET RD, CANTON, NC 28716-6628

Mortgage

Document Number	0010432161
Date	Oct 1, 2021
Book Page	1043/2161
Instrument	2021012183

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jul 1, 2048

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	974 MOUNT CHALET RD, CANTON, NC 28716-6628
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 MOUNT CHALET RD, CANTON, NC 28716-6628

Mortgage

Document Number	0010382483
Date	Aug 12, 2021
Book Page	1038/2483
Instrument	2021009927

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Jul 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 29, 2018
Property Address	974 MOUNT CHALET RD, CANTON, NC 28716-6628
Document Number	0009541804
Book / Page	000954 / 001804
Instrument Date	Jun 29, 2018
Instrument	5773
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3104 DOMAIN CIR #103 CELEBRATION FL 347473336, 103, CELEBRATION, FL 34747-3336

Mortgage

Document Number	9541807
Date	Jun 29, 2018
Book Page	000954/001807
Instrument	5774

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,300 (-) Land $25,800 Building $171,500
2025	$1,441.00	$197,300 (-) Land $25,800 Building $171,500	$197,300 (-) Land $25,800 Building $171,500
2023		$197,300 Land $25,800 Building $171,500	$197,300 (-) Land $25,800 Building $171,500
2021			$197,300 Land $25,800 Building $171,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	13 (2004–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Remnants Of Tropical Storm Fred, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mount Chalet Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures