974 Mission Ter, Camarillo, CA 93010 Property Records

Ventura County property record for 974 Mission Ter, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1955
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jun 2008)
Tax Bill	$8,232 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`151-0-011-095`

Property Details

APN / Parcel Number

Primary APN	`151-0-011-095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	974 MISSION TER
City	CAMARILLO
State	CA
Zip	93010-1265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE20
Legal Subdivision	PLEASANT VLY
Legal Block	1
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1001
Census Tract	5203

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	974 MISSION TER, CAMARILLO, CA 93010-1265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit VENTURA COUNTY CU
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 7, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2008 · Amount on Record
Deed Sale	Jun 19, 2008 · Amount on Record
Prior Sale	Feb 5, 2008 · Amount on Record
Deed Document Number	200896477
Last Transfer Date	Jul 26, 2019
Transfer Doc	0000905730
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	974 MISSION TER, CAMARILLO, CA 93010-1265
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 MISSION TER, CAMARILLO, CA 93010-1265

Mortgage

Document Number	0000183980
Date	Nov 3, 2020
Instrument	20201103-00183980

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	974 MISSION TER, CAMARILLO, CA 93010-1265
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004091
Date	Jan 13, 2020
Instrument	20200113-00004091

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 27, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	974 MISSION TER, CAMARILLO, CA 93010-1265
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 MISSION TER, CAMARILLO, CA 93010-1265

Mortgage

Document Number	0000076001
Date	Apr 14, 2021
Instrument	20210414-00076001

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Aug 7, 2019
Property Address	974 MISSION TER, CAMARILLO, CA 93010-1265
Document Number	0000090573
Map Reference	MB 16 PG 33-36
Instrument Date	Jul 26, 2019
Instrument	20190807-00090573
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	974 MISSION TER, CAMARILLO, CA 93010-1265

Mortgage

Document Number	0000090574
Date	Aug 7, 2019
Instrument	20190807-00090574

Lender

Name	OWNING CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,262 (+2%) Land $442,125 Building $315,137
2025	$8,232.00 (+22.37%) Homeowner's exemption	$742,414 (+24.87%) Land $433,456 Building $308,958
2024	$6,727.00 (+3.75%)
2023	$6,484.00 (+0.31%) Homeowner's exemption	$594,566 Land $416,624 Building $177,942
2022	$6,464.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLEGUAS MUNICIPAL WATER DIST serves 0 people · EPA ID CA5610050
Water Source	Surface water
Last State Inspection	Mar 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Rocket Broadband, Verizon.

Nearby Properties on Mission Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures