974 McBrien Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 974 McBrien Rd, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,687 sqft · built 1950
Lot Size	0.28 acres (12,220 sqft)
Owner	Individual Name on File
Last Sale	$122,500 (Jul 2019)
Tax Bill	$996 (2025)
Deeds & Mortgages	Mar 2025 Transfer Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`169C A 030`

Property Details

APN / Parcel Number

Primary APN	`169C A 030`
Alternative APN	`0000113297`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,687 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1984
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,220 sqft (0.28 acres)
Lot Dimensions	116 ft deep x 104 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000113297
Street Address	974 MCBRIEN RD
City	CHATTANOOGA
State	TN
Zip	37412-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 2 & 3 BLK 18 HAMILTON PLACE PB 8 PG 35
Legal Subdivision	HAMILTON PLACE
Legal Block	18
Legal Lot Number	2,3
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2013
Census Tract	11600

Owner

974 McBrien Rd is owned and occupied by an individual who acquired it in March 2025.

Source: Hamilton County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	974 MCBRIEN RD, CHATTANOOGA, TN 37412-3252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2019	Warranty Deed, Transfer · FHA Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	May 19, 2016 · Amount on File
Deed Document Number	2019254
Deed Book / Page	11703 / 293
Last Transfer Date	Mar 3, 2025
Transfer Doc	0000000052
Record Updated	Oct 29, 2026

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 5, 2025
Property Address	974 MCBRIEN RD, CHATTANOOGA, TN 37412-3252
Document Number	0000000052
Book / Page	13853 / 157
Map Reference	MB 8 PG 35
Instrument Date	Mar 3, 2025
Instrument	2025030500052
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 MCBRIEN RD, CHATTANOOGA, TN 37412-3252

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 19, 2019
Property Address	974 MCBRIEN RD, CHATTANOOGA, TN 37412-3252
Document Number	0719000254
Book / Page	011703 / 000293
Instrument Date	Jul 19, 2019
Instrument	190719000254
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	974 MCBRIEN RD CHATTANOOGA TN 374123252, CHATTANOOGA, TN 37412-3252

Mortgage

Document Number	719000255
Date	Jul 19, 2019
Book Page	011703/000296
Instrument	190719000255

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

Mortgage

Document Number	719000256,
Date	Jul 19, 2019
Book Page	011703/000315
Instrument	190719000256

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	502 DEADERICK ST, NASHVILLE, TN 37243-0200

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 974 McBrien Rd was $996, up 30.9% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00 (+30.88%)	$65,725 (+93.17%)	$262,900 (+93.17%) Land $40,000 Building $222,900
2024	$761.00 (-36.32%)	$34,025 (-)	$136,100 (-) Land $28,000 Building $108,100
2023	$1,195.00	$34,025 (-)	$136,100 (-) Land $28,000 Building $108,100
2022	$1,195.00	$34,025	$136,100 Land $28,000 Building $108,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 974 McBrien Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 77 policies
Nearby Flood Policies	77 in force
Nearby Flood Claims	293 (1980–2025)
Claims Outside the SFHA	40 of 293
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 63 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 47 claims Severe Storms & Flooding, Feb 1990 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 974 McBrien Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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