974 Main St, Le Raysville, PA 18829 Property Records

Bradford County property record for 974 Main St, Le Raysville, PA 18829

Property Summary

Property Type	Residential Vacant Land
Details	4 ba · built 1900
Lot Size	0.464 acres (20,212 sqft)
Owner	2 Individual Names on File
Last Sale	$32,500 (Dec 2024)
Tax Bill	$713 (2026)
Deeds & Mortgages	Dec 2019 Line of Credit Feb 2005 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-065.01-030-000-000`

Property Details

APN / Parcel Number

Primary APN	`21-065.01-030-000-000`

Interior

Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Lot Area	20,212 sqft (0.464 acres)

Location & Zoning

Street Address	974 MAIN ST
City	LE RAYSVILLE
State	PA
Zip	18829-7936
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	OUTBUILDINGS
Jurisdiction	BRADFORD PA
Township / Civil Division	LERAYSVILLE
Census Block Group	3
Census Block	3036
Census Tract	950100

Owner

974 Main St, residential vacant land, is owned and occupied by two individuals who acquired it in August 2025.

Source: Bradford County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	974 MAIN ST, LE RAYSVILLE, PA 18829-7936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS COMMUNITY BANK
Feb 15, 2005	Deed of Trust, Mortgage · Line of Credit E-LOAN INC
Oct 28, 2024	Special Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE
Nov 2, 2023	Deed, Transfer NOT AVAILABLE, 1ST ABSTRACT AGENCY
Jan 11, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	Oct 28, 2024 · Amount on File
Deed Document Number	202412342
Last Transfer Date	Aug 5, 2025
Transfer Doc	0202507805
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	974 MAIN ST, LE RAYSVILLE, PA 18829-7936
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201911912
Date	Dec 2, 2019
Instrument	201911912

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	LE RAYSVILLE, PA 18829

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	974 MAIN ST, LE RAYSVILLE, PA 18829-7936
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200501590
Date	Feb 15, 2005
Instrument	200501590

Lender

Name	E-LOAN INC
Type	Lending Institution
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 1, 2015

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BRADFORD PA
Recording Date	Oct 28, 2024
Property Address	974 MAIN ST, LE RAYSVILLE, PA 18829-7936
Document Number	0202410834
Map Reference	DOC 202404618
Instrument Date	Sep 19, 2024
Instrument	202410834
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 MAIN ST, LE RAYSVILLE, PA 18829-7936

Mortgage

Document Number	0202410939
Date	Oct 28, 2024
Instrument	202410939

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Nov 2, 2023
Property Address	974 MAIN ST, LE RAYSVILLE, PA 18829-7936
Document Number	0202311106
Instrument Date	Oct 19, 2023
Instrument	202311106
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, 1ST ABSTRACT AGENCY

Transaction

Amount	Amount on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 61, LE RAYSVILLE, PA 18829-0061

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRADFORD PA
Recording Date	Jan 11, 2019
Property Address	974 MAIN ST, LE RAYSVILLE, PA 18829-7936
Document Number	0201900304
Map Reference	MAP 34 DR 37 MAP 437
Instrument Date	Nov 30, 2018
Instrument	201900304
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 31, STEVENSVILLE, PA 18845-0031

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	333 HARRISON RD, ROME, PA 18837-8111

Tax Assessment & Valuation

The 2026 property tax bill for 974 Main St was $713, up 4.5% from the year before.

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
Municipality	LeRaysville Borough
Unified School District	Northeast Bradford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$713.00 (+4.55%)	$10,950 (-)
2025	$682.00 (-63.9%)	$10,950 (-66.15%)
2024	$1,889.00	$32,350 (-)
2023	$1,889.00	$32,350
1999			$21,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 974 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 974 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LERAYSVILLE WATER COMPANY serves 360 people · EPA ID PA2080007
Water Source	Groundwater
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beaver Valley Cable Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Main St

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