Okaloosa County property record for 974 Lighthouse Church Rd, Holt, FL 32564
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2 bd · 2 ba · 1,404 sqft · built 1992 |
| Lot Size | 38.7 acres (1,687,950 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Feb 2006) |
| Tax Bill | $847 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Jun 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-5011-9 |
| Primary APN | C56-000-596-5011-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Gross Area |
| 1st Floor Area | 1,144 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,687,950 sqft (38.7 acres) |
| Porch | Florida Room |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 974 LIGHTHOUSE CHURCH RD |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9389 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | NE1/4 OF NE1/4 & COM SW COR NW1/4 OF NE1/4 E 66FT TO POB N 100FT E 1254FT S 100FT W 1254FT TO POB EXC 1 AC SOLD 1913-604 LESS BEG SE COR OF N1/2 OF NE1/4 N 66 FT W 1386 FT S 66 FT E 1386 FT TO POB |
| Legal Range | 25W |
| Legal Township | 03N |
| Legal Section | 23 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20101 |
Source: Okaloosa County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 974 LIGHTHOUSE CHURCH RD, HOLT, FL 32564-9389 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 2, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 12, 2020 | Warranty Deed NOT AVAILABLE |
| Jun 22, 2018 | Deed of Trust, Mortgage · Conventional with PMI EGLIN FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2006 · Amount on Record |
| Deed Sale | Feb 8, 2006 · Amount on Record |
| Prior Sale | Feb 8, 2006 · Amount on Record |
| Deed Document Number | 20062302042 |
| Deed Book / Page | 2686 / 191 |
| Last Transfer Date | Dec 1, 2022 |
| Transfer Doc | 0036531156 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 2, 2022 |
| Property Address | 974 LIGHTHOUSE CHURCH RD, HOLT, FL 32564-9389 |
| Document Number | 0036531156 |
| Book / Page | 3653 / 1156 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 3593745 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 12, 2020 |
| Property Address | 974 LIGHTHOUSE CHURCH RD, HOLT, FL 32564-9389 |
| Document Number | 0034682572 |
| Book / Page | 003468 / 002572 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 3365213 |
| Record Updated | Aug 6, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,575.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1451 18TH ST NICEVILLE FL 325784610, NICEVILLE, FL 32578-4610 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 974 LIGHTHOUSE CHURCH RD, HOLT, FL 32564-9389 |
| Document Number | 0033564509 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 974 LIGHTHOUSE CHURCH RD HOLT FL 325649389, HOLT, FL 32564-9389 |
| Document Number | 0033564509 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 003356/004509 |
| Instrument | 3216693 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 28, 2028 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $847.00 (+11.74%) | $81,196 (+12.86%) | $155,646 (+6.19%) Land $95,739 Building $59,907 |
| 2023 | $758.00 (+3.13%) | $71,942 (+3.93%) Land $20,303 Building $51,639 | $146,567 (+1.98%) |
| 2022 | $735.00 | $69,219 Land $20,428 Building $48,791 | $143,719 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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