974 Iris Ln, Fernley, NV 89408 Property Records

Lyon County property record for 974 Iris Ln, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,963 sqft · built 2004
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$1,940 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-735-09`

Property Details

APN / Parcel Number

Primary APN	`020-735-09`
Alternative APNs	`021-111-39` `2073509`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,963 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	7,405 sqft (0.17 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	974 IRIS LN
City	FERNLEY
State	NV
Zip	89408-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	13-20-24 FR SE4 SE4 CREATED FROM SPLIT OF PARCEL # 021-111-39 SHADY GROVE SUB PH 3 SM 293954
Legal Subdivision	SHADY GROVE SUB PH 3
Legal Block	2
Legal Lot Number	94
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	2
Census Block	2003
Census Tract	960105

Owner

974 Iris Ln is owned and occupied by an individual who acquired it in June 2020.

Source: Lyon County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	974 IRIS LN, FERNLEY, NV 89408-8427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Quit Claim Deed, Transfer OMEGA MTG GRP
Nov 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000617319
Record Updated	Sep 20, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON NV
Recording Date	Jun 30, 2020
Property Address	974 IRIS LN, FERNLEY, NV 89408-8427
Document Number	0000617319
Instrument Date	Jun 25, 2020
Instrument	617319
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 IRIS LN FERNLEY NV 894088427, FERNLEY, NV 89408-8427

Mortgage

Document Number	617320
Date	Jun 30, 2020
Instrument	617320

Lender

Name	OMEGA MTG GRP
Address	2285 HILLTOP DR # 100, REDDING, CA 96002-0517

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON NV
Recording Date	Nov 28, 2017
Property Address	974 IRIS LN, FERNLEY, NV 89408-8427
Document Number	0000573156
Instrument Date	Nov 21, 2017
Instrument	573156
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	974 IRIS LN FERNLEY NV 894088427, FERNLEY, NV 89408-8427

Mortgage

Document Number	573157
Date	Nov 28, 2017
Instrument	573157

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 974 Iris Ln was $1,940.

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,940.00	$124,764 Land $47,250 Building $77,515	$356,470 Land $135,000 Building $221,470
2023	$2,193.00 (+4.18%)	$112,813 (+5.27%) Land $38,500 Building $74,313	$322,323 (+5.27%) Land $110,000 Building $212,323
2022	$2,105.00	$107,164 Land $38,500 Building $68,664	$306,182 Land $110,000 Building $196,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 974 Iris Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 974 Iris Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: Choice Broadband.

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