974 Gilbert St, Columbus, OH 43206 Property Records

Franklin County property record for 974 Gilbert St, Columbus, OH 43206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,426 sqft · built 1923
Lot Size	0.052 acres (2,268 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Apr 2020)
Tax Bill	$3,494 (2024)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-052072`

Property Details

APN / Parcel Number

Primary APN	`010-052072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,426 sqft Living Area
1st Floor Area	575 sqft
2nd Floor Area	572 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	2,268 sqft (0.052 acres)
Lot Dimensions	73 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	192 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	974 GILBERT ST
City	COLUMBUS
State	OH
Zip	43206-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	974 GILBERT ST STRENGER & EHRINGS LOT 27-28
Legal Subdivision	STEGNER & EHRINGS SUB OF LOTS 14 & 15 OF
Legal Lot Number	27-28 28
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1027
Census Tract	5610

Owner

974 Gilbert St is owned and occupied by an individual who bought it in April 2020.

Source: Franklin County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	974 GILBERT ST, COLUMBUS, OH 43206-1568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 28, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage UNION SAVINGS BANK
May 23, 2019	Warranty Deed, Transfer PM TITLE COMPANY, PM TITLE CO
May 14, 2019	Warranty Deed, Transfer · Construction Mortgage SUSAN L RUTHERFORD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on File
Deed Sale	Apr 28, 2020 · Amount on File
Prior Sale	May 23, 2019 · Amount on File
Deed Document Number	202004280055205
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	974 GILBERT ST, COLUMBUS, OH 43206-1568
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	LEADER TITLE AGENCY INC, LEADERS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078105
Date	May 3, 2021
Instrument	202105030078105

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

April 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FRANKLIN OH
Recording Date	Apr 28, 2020
Property Address	974 GILBERT ST, COLUMBUS, OH 43206-1568
Document Number	0000055205
Map Reference	MB 10 PG 230
Instrument Date	Apr 7, 2020
Instrument	202004280055205
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2022
Title Company	PM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000055206
Date	Apr 28, 2020
Instrument	202004280055206

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	May 23, 2019
Property Address	974 GILBERT ST, COLUMBUS, OH 43206-1568
Document Number	0000060958
Instrument Date	May 15, 2019
Instrument	60958
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	PM TITLE COMPANY, PM TITLE CO

Transaction

Amount	Amount on Record
Tax	$113.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7432 CAYMAN LN WORTHINGTON OH 430855892, WORTHINGTON, OH 43085-5892

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	May 14, 2019
Property Address	974 GILBERT ST, COLUMBUS, OH 43206-1568
Document Number	0000056396
Instrument Date	Apr 24, 2019
Instrument	56396
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	PM TITLE COMPANY, PM TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1126 BRYDEN RD COLUMBUS OH 432051822, COLUMBUS, OH 43205-1822

Mortgage

Document Number	56397
Date	May 14, 2019
Instrument	56397

Lender

Name	SUSAN L RUTHERFORD
Address	89 BROOKEHILL DR, POWELL, OH 43065-8099

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 13, 2020

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Columbus City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,494.00 (+1.6%) Homeowner's exemption	$77,630 (-) Land $19,880 Building $57,750
2023	$3,439.00 (+5.91%) Homeowner's exemption	$77,630 (+23.97%) Land $19,880 Building $57,750	$221,800 Land $56,800 Building $165,000
2022	$3,247.00 Homeowner's exemption	$62,620 Land $3,640 Building $58,980
2020			$178,900 Land $10,400 Building $168,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 974 Gilbert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 974 Gilbert St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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