974 Frogtown Rd, Union, KY 41091 Property Records

Boone County property record for 974 Frogtown Rd, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,648 sqft · built 2008
Lot Size	0.739 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$362,000 (Sep 2023)
Tax Bill	$4,120 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063.00-00-070.00`

Property Details

APN / Parcel Number

Primary APN	`063.00-00-070.00`
Alternative APN	`19630`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,648 sqft Finished Area

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	32,234 sqft (0.739 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	974 FROGTOWN RD
City	UNION
State	KY
Zip	41091-9016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 PARCEL B VIOLA DOANE (0.74AC) (63-70)
Legal Subdivision	VIOLA DOANE FARM DIV
Legal Tract	12
Legal Lot Number	12
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3015
Census Tract	70309

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	974 FROGTOWN RD, UNION, KY 41091-9016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Aug 11, 2020	Warranty Deed, Transfer · FHA Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Prior Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	972241
Deed Book / Page	D1210 / 700
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Sep 11, 2023
Property Address	974 FROGTOWN RD, UNION, KY 41091-9016
Document Number	0D1210/700
Book / Page	D1210 / 700
Map Reference	MB 4 PG 4
Instrument Date	Sep 2, 2023
Instrument	972241
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6435 GLENDALE COURT, WARREN, MI 48091

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	974 FROGTOWN RD, UNION, KY 41091-9016

Mortgage

Document Number	0000972246
Date	Sep 11, 2023
Instrument	972246

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	974 FROGTOWN RD, UNION, KY 41091-9016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4013/884
Date	Mar 27, 2017
Book Page	M4013/884
Instrument	723238

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Feb 18, 2042

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Aug 11, 2020
Property Address	974 FROGTOWN RD, UNION, KY 41091-9016
Document Number	D1149/394
Book / Page	D1149 / 394
Map Reference	MB 4 PG 4
Instrument Date	Jul 7, 2020
Instrument	809097
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9082 BRAXTON DR, 9082, UNION, KY 41091-7624

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	974 FROGTOWN RD, UNION, KY 41091-9016

Mortgage

Document Number	809098
Date	Aug 11, 2020
Instrument	809098

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,120.00 (+26.34%)	$362,000 (+29.29%) Land $35,000 Building $327,000
2024			$362,000 (+29.29%) Land $35,000 Building $327,000
2023	$3,261.00 (+3.75%)	$280,000 (-) Land $35,000 Building $245,000	$280,000 (-) Land $35,000 Building $245,000
2022	$3,143.00	$280,000 Land $35,000 Building $245,000	$280,000 Land $35,000 Building $245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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