974 Elm St, Junction City, OR 97448 Property Records

Lane County property record for 974 Elm St, Junction City, OR 97448

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 2004
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Sep 2020)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`15-04-32-24-01901-000`

Property Details

APN / Parcel Number

Primary APN	`15-04-32-24-01901-000`
Alternative APN	`1696432`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,036 sqft Finished Area
1st Floor Area	1,036 sqft

Exterior

Year Built	Built 2004
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1696432
Street Address	974 ELM ST
City	JUNCTION CITY
State	OR
Zip	97448-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-DUPLEX FAMILY RES
Legal Description	SUBD:JUNCTION CITY SEC/TWN/RNG/MER:SEC 32 TWN 15 RNG 04
Legal Range	04W
Legal Township	15S
Legal Section	32
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	JUNCTION CITY
Legal Lot Number	1901
Jurisdiction	LANE OR
Township / Civil Division	JUNCTION CITY
Census Block Group	3
Census Block	3015
Census Tract	404

Owner

974 Elm St is owned and occupied by an individual who bought it in September 2020.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	974 ELM ST, JUNCTION CITY, OR 97448-1854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	Dec 28, 2012 · Amount on File
Deed Document Number	2020-054184
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 24, 2020
Property Address	974 ELM ST, JUNCTION CITY, OR 97448-1854
Document Number	0000054184
Map Reference	MB H PG 749
Instrument Date	Sep 23, 2020
Instrument	2020-054184
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 ELM ST, JUNCTION CITY, OR 97448-1854

Mortgage

Document Number	0000054185
Date	Sep 24, 2020
Instrument	2020-054185

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 974 Elm St was $3,025.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Junction City
Unified School District	Junction City School District 69 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,025.00	$179,147	$314,197 Land $86,315 Building $227,882
2023	$2,857.00 (+4.92%)	$168,865 (+3%)	$322,441 (+12.4%) Land $62,760 Building $259,681
2022	$2,723.00	$163,947	$286,866 Land $55,645 Building $231,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 974 Elm St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	3 (1996–2025)
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 974 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUNCTION CITY WATER UTILITIES serves 7,000 people · EPA ID OR4100418
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber · Fixed Wireless in parts of the area	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20