Saginaw County property record for 974 Edison Rd, Saginaw, MI 48604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,358 sqft · built 2002 |
| Lot Size | 0.358 acres (15,594 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $46,000 (Feb 2004) |
| Tax Bill | $3,460 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Jun 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-13-5-31-2539-000 |
| Primary APN | 02-13-5-31-2539-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,358 sqft Living Area |
| 1st Floor Area | 1,358 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,594 sqft (0.358 acres) |
| Lot Dimensions | 156 ft deep x 100 ft wide |
| Garage Area | 1,353 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 489 sqft |
| Deck Area | Deck Area |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 974 EDISON RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48604-1172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B/URB |
| Legal Description | LOT 39 & 40 GRANDVIEW GARDENS CITY OF ZILWAUKEE SEC 31 T13N R5E ***DESC CHANGED 3/7/96 |
| Legal Range | 05E |
| Legal Township | 13N |
| Legal Section | 31 |
| Legal Subdivision | GRANDVIEW GARDENS |
| Legal Lot Number | 39 & 40 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ZILWAUKEE |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 10800 |
974 Edison Rd is owned and occupied by two individuals who bought it in February 2004.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 974 EDISON RD, SAGINAW, MI 48604-1172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2023 | Intrafamily Transfer, Transfer MICHIGAN LAND TITLE |
| Jun 1, 2020 | Loan Modification, Mortgage · Conventional Mortgage UNITED FIN'L CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2004 · Amount on File |
| Deed Sale | Feb 13, 2004 · Amount on File |
| Prior Sale | Nov 19, 2003 · Amount on File |
| Deed Document Number | 20047186044 |
| Deed Book / Page | 2267 / 1744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 8, 2023 |
| Property Address | 974 EDISON RD, SAGINAW, MI 48604-1172 |
| Document Number | 0000002446 |
| Map Reference | LB 5 PG 23 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023002446 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | MICHIGAN LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 974 EDISON RD, SAGINAW, MI 48604-1172 |
| Name | Verified Name |
|---|---|
| Address | 974 EDISON RD, SAGINAW, MI 48604-1172 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 974 EDISON RD, SAGINAW, MI 48604-1172 |
| Document Number | 0000015397 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 974 EDISON RD SAGINAW MI 486041172, SAGINAW, MI 48604-1172 |
| Document Number | 0000015397 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 15397 |
| Name | UNITED FIN'L CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 16, 2040 |
The 2025 property tax bill for 974 Edison Rd was $3,460 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Zilwaukee City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,200 | $220,400 | |
| 2025 | $3,460.00 Homeowner's exemption | ||
| 2023 | $76,400 | $152,800 | |
| 2022 | $3,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 974 Edison Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 71 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 26 (1980–2023) |
| Claims Outside the SFHA | 6 of 26 |
| Most Recent Claim | Aug 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 974 Edison Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ZILWAUKEE serves 1,534 people · EPA ID MI0007280 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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