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974 E Marlin Dr, Decatur, IL 62521 Property Records

Macon County property record for 974 E Marlin Dr, Decatur, IL 62521

Property Summary

Property TypeSingle Family Home
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$218,500 (Oct 2022)
Deeds & MortgagesJun 2023 Mortgage
Oct 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-12-26-252-019

Property Details

APN / Parcel Number

Primary APN04-12-26-252-019
Alternative APN
  • 12-26-252-019

Exterior

Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Account Number041226252019
Street Address974 E MARLIN DR
CityDECATUR
StateIL
Zip62521-5549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionSEC 26-16-2EBAYSHORES NORTH W1/2 LT 30 & ALLLT 31
Legal Range02E
Legal Township16N
Legal Section26
Legal SubdivisionBAYSHORE NORTH ADD
Legal Lot Number30
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group1
Census Block1018
Census Tract1300

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address974 E MARLIN DR, DECATUR, IL 62521-5549
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2023Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 3, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 9, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
TOWN & COUNTRY BANC MTG SVCS
Apr 10, 2017Warranty Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2022 · Amount on Record
Deed SaleOct 3, 2022 · Amount on Record
Prior SaleApr 10, 2017 · Amount on Record
Deed Document Number20222002615
Deed Book / Page4919 / 968
Prior Transfer DateDec 3, 2020
Prior Transfer Doc004789/117
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address974 E MARLIN DR, DECATUR, IL 62521-5549
Transaction TypeMortgage
Record UpdatedJul 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004954/482
DateJun 6, 2023
Book Page4954/482
Instrument2011591
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053
Interest
Rate TypeFixed Rate
Rate5.13%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateOct 3, 2022
Property Address974 E MARLIN DR, DECATUR, IL 62521-5549
Document Number004919/968
Book / Page4919 / 968
Map ReferenceBK 1832 PG 136
Instrument DateSep 27, 2022
Instrument2002615
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$327.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address974 E MARLIN DR, DECATUR, IL 62521-5549

Mortgage

Document Number004919/969
DateOct 3, 2022
Book Page4919/969
Instrument2002616
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate
Rate5.13%

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACON IL
Recording DateDec 9, 2020
Property Address974 E MARLIN DR, DECATUR, IL 62521-5549
Document Number004789/117
Book / Page4789 / 117
Map ReferencePB 1832 PG 136
Instrument DateDec 3, 2020
Instrument1971646
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address974 E MARLIN DR, DECATUR, IL 62521-5549

Mortgage

Document Number19716474789118
DateDec 9, 2020
Instrument19716474789118
Lender
NameTOWN & COUNTRY BANC MTG SVCS
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateApr 10, 2017
Property Address974 E MARLIN DR, DECATUR, IL 62521-5549
Document Number004555/459
Book / Page4555 / 459
Map ReferencePL 1832 PG 136
Instrument DateApr 7, 2017
Instrument1917363
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 E MARLIN DR, DECATUR, IL 62521-5549

Mortgage

Document Number004555/461
DateApr 10, 2017
Book Page4555/461
Instrument1917364
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$87,950 (+7.27%) Land $6,659 Building $81,291$263,876 (+7.27%) Land $19,979 Building $243,897
2024$81,990 Land $6,208 Building $75,782$245,995 Land $18,626 Building $227,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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