974 E J St, Oakdale, CA 95361 Property Records

Stanislaus County property record for 974 E J St, Oakdale, CA 95361

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,745 sqft · built 2006
Lot Size	0.092 acres (3,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,000 (Nov 2013)
Tax Bill	$3,399 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-076-034-000`

Property Details

APN / Parcel Number

Primary APN	`064-076-034-000`
Alternative APN	`0647634000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,745 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	3,997 sqft (0.092 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	974 E J ST
City	OAKDALE
State	CA
Zip	95361-4083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET MEADOWS (42M44) LOT 34
Legal Subdivision	SUNSET MDWS
Legal Block	2
Legal Lot Number	34
Jurisdiction	STANISLAUS CA
Township / Civil Division	OAKDALE
Census Block Group	2
Census Block	2027
Census Tract	205

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	974 E J ST, OAKDALE, CA 95361-4083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2013 · Amount on Record
Deed Sale	Nov 22, 2013 · Amount on Record
Prior Sale	Aug 15, 2008 · Amount on Record
Deed Document Number	201396403
Prior Transfer Date	Jun 4, 2008
Prior Transfer Doc	0000069625
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	974 E J ST, OAKDALE, CA 95361-4083
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 E J ST, OAKDALE, CA 95361-4083

Mortgage

Document Number	0000048522
Date	Oct 3, 2025
Instrument	2025-0048522

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	218 Months
Due	Dec 1, 2043

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	974 E J ST, OAKDALE, CA 95361-4083
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 E J ST, OAKDALE, CA 95361-4083

Mortgage

Document Number	0000008231
Date	Feb 21, 2024
Instrument	2024-0008231

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Dec 1, 2043

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	974 E J ST, OAKDALE, CA 95361-4083
Document Number	0000013096
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	974 E J ST OAKDALE CA 953614083, OAKDALE, CA 95361-4083

Mortgage

Document Number	0000013096
Date	Feb 24, 2017
Instrument	13096

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Oakdale City
Unified School District	Oakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,399.00 (+1.25%)	$260,066 (+2%) Land $62,513 Building $197,553
2025	$3,357.00 (+6.47%)	$254,968 (+4.04%) Land $61,288 Building $193,680
2023	$3,153.00 (+1.45%)	$245,069 Land $58,909 Building $186,160
2022	$3,108.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKDALE serves 23,235 people · EPA ID CA5010014
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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