974 Debra Dr, Santa Barbara, CA 93110 Property Records

Santa Barbara County property record for 974 Debra Dr, Santa Barbara, CA 93110

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,248 sqft · built 1964
Lot Size0.92 acres (40,075 sqft)
OwnerTrust Name on File
Last Sale$1,750,000 (Jun 2012)
Tax Bill$24,133 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN055-090-001

Property Details

APN / Parcel Number

Primary APN055-090-001
Alternative APN
  • 05509001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,248 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area40,075 sqft (0.92 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address974 DEBRA DR
CitySANTA BARBARA
StateCA
Zip93110-1261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1E1
Legal DescriptionTRACT 10043 LOT 7
Legal Tract10043
Legal Lot Number7
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group2
Census Block2006
Census Tract103

Owner

974 Debra Dr is owner-occupied and held in a trust since June 2012.

Source: Santa Barbara County records, as of July 8, 2026

Owner of RecordTrust Name on File
Mailing Address974 DEBRA DR, SANTA BARBARA, CA 93110-1261
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Personal Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2012 · Amount on File
Deed SaleJun 22, 2012 · Amount on File
Deed Document Number201240316
Prior Transfer DateJul 13, 2005
Prior Transfer Doc0000069327
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address974 DEBRA DR, SANTA BARBARA, CA 93110-1261
Document Number0000047935
Instrument DateSep 4, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyVISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address974 DEBRA DR SANTA BARBARA CA 931101261, SANTA BARBARA, CA 93110-1261

Mortgage

Document Number0000047935
DateOct 22, 2019
Instrument47935
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount on Record
Term360 Months
DueOct 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 974 Debra Dr was $24,133 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
Secondary School DistrictSanta Barbara Unified School District (7-12) (07 - 12)
Elementary School DistrictHope Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,242,047 (+2%) Land $1,217,112 Building $1,024,935
2025$24,133.00 Homeowner's exemption Additional exemption filed$2,198,087 Land $1,193,248 Building $1,004,839
2023$23,241.00 (+1.7%) Homeowner's exemption Additional exemption filed$2,112,734 Land $1,146,913 Building $965,821
2022$22,852.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 974 Debra Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims10 (1991–2023)
Claims Outside the SFHA10 of 10
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 2 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 974 Debra Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLETA WATER DISTRICT
serves 85,535 people · EPA ID CA4210004
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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