St. Charles County property record for 974 Collier Pl, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,606 sqft · built 1935 |
| Lot Size | 0.175 acres (7,605 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $266,000 (May 2023) |
| Tax Bill | $2,855 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030470A000 |
| Primary APN | 030470A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| Gross Area | 2,374 sqft |
| 1st Floor Area | 1,444 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,605 sqft (0.175 acres) |
| Lot Dimensions | 117 ft deep x 65 ft wide |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 270 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 030470A000 |
|---|---|
| Street Address | 974 COLLIER PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | BLANCHETTE HILLS BLK 7 LOT 5 |
| Legal Subdivision | BLANCHETTE HILLS |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 310302 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 974 COLLIER PL, SAINT CHARLES, MO 63301-4716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Aug 23, 2021 | Intrafamily Transfer, Transfer |
| Aug 23, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2023 · Amount on Record |
| Deed Sale | May 2, 2023 · Amount on Record |
| Prior Sale | Oct 22, 2009 |
| Deed Document Number | 202316631 |
| Prior Transfer Date | Aug 13, 2021 |
| Prior Transfer Doc | 0000070598 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 2, 2023 |
| Property Address | 974 COLLIER PL, SAINT CHARLES, MO 63301-4716 |
| Document Number | 0000016631 |
| Map Reference | MB 5 PG 30 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 2023R-016631 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4756 LONGSPUR DR, SAINT LOUIS, MO 63128-2318 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 974 COLLIER PL, SAINT CHARLES, MO 63301-4716 |
| Document Number | 0000016632 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 2023R-016632 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 23, 2021 |
| Property Address | 974 COLLIER PL, SAINT CHARLES, MO 63301-4716 |
| Document Number | 0000070598 |
| Map Reference | MB 5 PG 30 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021R-070598 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 974 COLLIER PL, SAINT CHARLES, MO 63301-4716 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 23, 2021 |
| Property Address | 974 COLLIER PL, SAINT CHARLES, MO 63301-4716 |
| Document Number | 0000070560 |
| Map Reference | MB 5 PG 30 |
| Instrument Date | May 16, 2021 |
| Instrument | 2021R-070560 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,477 (-) | $239,350 (-) Land $55,000 Building $184,350 | |
| 2025 | $2,855.00 (+20.01%) | $45,477 (-3.39%) | $239,350 (-3.39%) Land $55,000 Building $184,350 |
| 2023 | $47,071 (+36.37%) | ||
| 2022 | $2,379.00 | $34,516 | $247,742 (+36.37%) Land $40,000 Building $207,742 |
| 2021 | $181,665 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 3 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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