Oswego County and Constantia Town property record for 974 Co Rte 23, Constantia, NY 13044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,416 sqft · built 1991 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $31,500 (Mar 1999) |
| Tax Bill | $3,504 (2026) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 352689 262.00-04-02 |
| Primary APN | 352689 262.00-04-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 85,378 sqft (1.96 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 411 sqft |
| Canopy | 400 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 974 COUNTY ROUTE 23 |
|---|---|
| City | CONSTANTIA |
| State | NY |
| Zip | 13044-2743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 003-009-000 HSE & GAR |
| Legal Block | 4 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | CONSTANTIA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 20600 |
Source: Oswego County and Constantia Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 974 COUNTY ROUTE 23, CONSTANTIA, NY 13044-2743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 1999 · Amount on Record |
| Deed Sale | Mar 12, 1999 · Amount on Record |
| Prior Sale | Jan 13, 1998 · Amount on Record |
| Deed Book / Page | 1451 / 211 |
| Prior Transfer Date | Dec 18, 1997 |
| Prior Transfer Doc | 1396000241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 974 COUNTY ROUTE 23, CONSTANTIA, NY 13044-2743 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | CHICAGO TITLE TRUST, CHICAGO TITLE SYRACUSE |
| Name | Verified Name |
|---|---|
| Address | 974 COUNTY ROUTE 23, CONSTANTIA, NY 13044-2743 |
| Document Number | 0000004110 |
|---|---|
| Date | May 18, 2023 |
| Instrument | R-2023-004110 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,504.00 (+1.33%) Homeowner's exemption | ||
| 2025 | $3,458.00 | $88,400 (-) Land $18,400 Building $70,000 | $160,727 (+18.18%) Land $33,454 Building $127,273 |
| 2023 | $88,400 (-) Land $18,400 Building $70,000 | $136,000 (+21.54%) Land $28,308 Building $107,692 | |
| 2022 | $88,400 Land $18,400 Building $70,000 | $111,899 Land $23,291 Building $88,608 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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