974 Charles Hart Rd, Colbert, GA 30628 Property Records

Madison County property record for 974 Charles Hart Rd, Colbert, GA 30628

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,208 sqft · built 2005
Lot Size	1.49 acres (64,904 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Sep 2024)
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0071 018 A03`

Property Details

APN / Parcel Number

Primary APN	`0071 018 A03`
Alternative APN	`14310`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,208 sqft Heated Area
1st Floor Area	1,312 sqft
Upper Floors Area	1,312 sqft
Attic Area	420 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,904 sqft (1.49 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	420 sqft
Deck Area	150 sqft
Patio Area	29 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14310
Street Address	974 CHARLES HART RD
City	COLBERT
State	GA
Zip	30628-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.49 AC GMD383 809/251 LOT 4
Legal Subdivision	LITTLE CREEK SUB
Legal Lot Number	4
Jurisdiction	MADISON GA
Township / Civil Division	COLBERT
Census Block Group	1
Census Block	1023
Census Tract	20400

Owner

974 Charles Hart Rd is owned and occupied by an individual who bought it in September 2024.

Source: Madison County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	974 CHARLES HART RD, COLBERT, GA 30628-3034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit ROBINS FINANCIAL CREDIT UNION
Mar 20, 2017	Deed of Trust, Mortgage FIRST CITIZENS BANK
Jun 16, 2020	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK
Sep 12, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2024 · Amount on File
Deed Sale	Sep 24, 2024 · Amount on File
Prior Sale	Jun 16, 2020 · Amount on File
Deed Document Number	0002196329
Deed Book / Page	2196 / 329
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	974 CHARLES HART RD, COLBERT, GA 30628-3034
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 CHARLES HART RD, COLBERT, GA 30628-3034

Mortgage

Document Number	0000002041/0000000092
Date	Apr 26, 2022
Book Page	0000002041/0000000092

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	974 CHARLES HART RD, COLBERT, GA 30628-3034
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001676/188
Date	Mar 20, 2017
Book Page	1676/188

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2042

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON GA
Recording Date	Jun 16, 2020
Property Address	974 CHARLES HART RD, COLBERT, GA 30628-3034
Document Number	001866/327
Book / Page	1866 / 327
Instrument Date	Jun 16, 2020
Instrument	2020-000621
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 CHARLES HART RD, COLBERT, GA 30628-3034

Mortgage

Document Number	0000001866/0000000329
Date	Jun 22, 2020
Book Page	0000001866/0000000329

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON GA
Recording Date	Sep 12, 2017
Property Address	974 CHARLES HART RD, COLBERT, GA 30628-3034
Document Number	001703/194
Book / Page	1703 / 194
Instrument Date	Sep 12, 2017
Instrument	2017-000951
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 CHARLES HART RD, COLBERT, GA 30628-3034

Mortgage

Document Number	001703/196
Date	Sep 15, 2017
Book Page	1703/196

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 974 Charles Hart Rd was $3,506.

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,506.00	$138,027 Land $24,000 Building $114,027	$345,067 Land $60,000 Building $285,067
2023	$3,029.00 Homeowner's exemption	$99,242 Land $12,000 Building $87,242	$248,106 Land $30,000 Building $218,106

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 974 Charles Hart Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 974 Charles Hart Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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