974 Cascade Falls St, Severance (Windsor), CO 80550 Property Records

Weld County property record for 974 Cascade Falls St, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,848 sqft · built 2024
Lot Size	0.129 acres (5,610 sqft)
Owner	2 Individual Names on File
Last Sale	$564,900 (Nov 2025)
Tax Bill	$5,376 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8071-12-6-40-03`

Property Details

APN / Parcel Number

Primary APN	`8071-12-6-40-03`
Alternative APNs	`0807-11-2-64-003` `R8976738`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,848 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	2,848 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Bi-Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	5,610 sqft (0.129 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8976738
Street Address	974 CASCADE FALLS ST
City	SEVERANCE
State	CO
Zip	80550-2892
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 8 HIDDEN VALLEY FARM 6TH FG
Legal Subdivision	HIDDEN VALLEY FARM 6TH FG
Legal Block	8
Legal Lot Number	3
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2093
Census Tract	2208

Owner

Source: Weld County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	974 CASCADE FALLS ST, SEVERANCE, CO 80550-2892
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Deed Document Number	20255064827
Record Updated	Sep 20, 2026

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Nov 12, 2025
Property Address	974 CASCADE FALLS ST, SEVERANCE, CO 80550-2892
Document Number	0005064827
Instrument Date	Nov 7, 2025
Instrument	5064827
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$56.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	974 CASCADE FALLS ST, SEVERANCE, CO 80550-2892

Mortgage

Document Number	0005064828
Date	Nov 12, 2025
Instrument	5064828

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	4.99%
Index	1-Year CMT
Max Rate	5%

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,060 (-2.08%) Land $5,810 Building $24,250	$491,165 (-) Land $95,000 Building $396,165
2025	$5,376.00 (+354.44%)	$30,700 (+349.49%) Land $5,940 Building $24,760	$491,165 (+1,969.28%) Land $95,000 Building $396,165
2024	$1,183.00 (+9.74%)	$6,830 (+3.17%) Land $6,830
2023	$1,078.00	$6,620 Land $6,620	$23,736 Land $23,736

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH WELD COUNTY WD serves 15,890 people · EPA ID CO0162553
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
Lumen Technologies Fiber	2,000 / 1,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Inventive Wireless of Nebraska Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
JAB Wireless Fixed Wireless	100 / 20