Ocean County and Lacey Township property record for 974 Capstan Dr, Forked River, NJ 08731 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,944 sqft · built 1956 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Dec 2015) |
| Tax Bill | $11,988 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00477-0000-00048 |
| Primary APN | 13-00477-0000-00048 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00042947 |
|---|---|
| Street Address | 974 CAPSTAN DR |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-2030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100 X 100 49 |
| Legal Subdivision | INCL |
| Legal Block | 477 |
| Legal Lot Number | 48 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 732103 |
Source: Ocean County and Lacey Township records · APN 13-00477-0000-00048
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 974 CAPSTAN DR, FORKED RIVER, NJ 08731-2030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 06, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 02, 2015 · Amount on Record |
| Deed Sale | Dec 02, 2015 · Amount on Record |
| Prior Sale | Oct 12, 2000 · Amount on Record |
| Deed Document Number | 2015121441 |
| Deed Book / Page | 16255 / 1105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 974 CAPSTAN DR, FORKED RIVER, NJ 08731-2030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 974 CAPSTAN DR, FORKED RIVER, NJ 08731-2030 |
| Document Number | 0192940107 |
|---|---|
| Date | Feb 06, 2023 |
| Book Page | 19294/107 |
| Instrument | 2023009300 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 05, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 974 CAPSTAN DR, FORKED RIVER, NJ 08731-2030 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0183961519 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 18396/1519 |
| Instrument | 2021049454 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Ocean County and Lacey Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,300 (-) Land $220,000 Building $218,300 | $438,300 (-) Land $220,000 Building $218,300 | |
| 2025 | $11,988.00 (+7.94%) | $438,300 (+39.5%) Land $220,000 Building $218,300 | $438,300 (+39.5%) Land $220,000 Building $218,300 |
| 2024 | $11,106.00 (+62.68%) | ||
| 2023 | $314,200 Land $220,000 Building $94,200 | $314,200 Land $220,000 Building $94,200 | |
| 2022 | $6,827.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297321032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 402 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 402 in force |
| Nearby Flood Claims | 484 (1991–2025) |
| Claims Outside the SFHA | 3 of 484 |
| Most Recent Claim | Oct 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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