974 Balboa St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 974 Balboa St, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,480 sqft · built 1958
Lot Size0.108 acres (4,700 sqft)
OwnerCompany Name on File
Last Sale$317,500 (Mar 2012)
Tax Bill$4,395 (2025)
Flood ZoneZone X (minimal risk)
APN066-084-050

Property Details

APN / Parcel Number

Primary APN066-084-050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,480 sqft Living Area
1st Floor Area1,480 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeWood
Lot Area4,700 sqft (0.108 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address974 BALBOA ST
CityMORRO BAY
StateCA
Zip93442-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY MB MORRO B VST 1 BL 5 LT 8
Legal SubdivisionMORRO BAY VISTA 01
Legal Tract1
Legal Block5
Legal Lot Number8
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3006
Census Tract10602

Owner

974 Balboa St is owned by a company that bought it in March 2012.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address974 BALBOA ST, MORRO BAY, CA 93442-2306
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2012 · Amount on File
Deed SaleMar 28, 2012 · Amount on File
Prior SaleMar 7, 2000 · Amount on File
Deed Document Number201216618
Prior Transfer DateJan 14, 2008
Prior Transfer Doc0000003248
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 974 Balboa St was $4,395.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$406,763 (+2%) Land $256,230 Building $150,533
2025$4,395.00$398,788 Land $251,206 Building $147,582
2023$4,165.00 (+6.74%) Homeowner's exemption$383,304 Land $241,452 Building $141,852
2022$3,902.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 974 Balboa St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 974 Balboa St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ranch Wifi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Balboa St

Nearby Streets

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