974 Audubon Ln, Aurora, IL 60506 Property Records

Kane County property record for 974 Audubon Ln, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2,521 sqft · built 2001
Lot Size	0.223 acres (9,698 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (May 2025)
Tax Bill	$10,292 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-25-427-004`

Property Details

APN / Parcel Number

Primary APN	`14-25-427-004`

Interior

Stories	2 Stories
Building Area	2,521 sqft Living Area
Gross Area	4,356 sqft
Basement Area	1,375 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	9,698 sqft (0.223 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	974 AUDUBON LN
City	AURORA
State	IL
Zip	60506-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDENS UNIT NO 1 LOT 6
Legal Subdivision	LINDENS
Legal Block	1
Legal Lot Number	6
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	1
Census Block	1039
Census Tract	854508

Owner

Source: Kane County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	974 AUDUBON LN, AURORA, IL 60506-8849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Nov 19, 2020	Deed of Trust, Mortgage · FHA Mortgage SHELL WESTERN STATES FCU
Mar 31, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 20, 2020	Loan Modification, Mortgage · Conventional Mortgage SHELLPOINT MTG SVCNG
Feb 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Oct 3, 2016 · Amount on Record
Deed Document Number	202515894
Prior Transfer Date	Feb 12, 2020
Prior Transfer Doc	0000008088
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 28, 2026
Property Address	974 AUDUBON LN, AURORA, IL 60506-8849
Document Number	0000031999
Instrument Date	Jul 14, 2026
Instrument	202631999
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 AUDUBON LN, AURORA, IL 60506-8849

Mortgage

Document Number	0000031999,
Date	Jul 28, 2026
Instrument	202631999

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.47%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	974 AUDUBON LN, AURORA, IL 60506-8849
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071494
Date	Nov 19, 2020
Instrument	2020K071494

Lender

Name	SHELL WESTERN STATES FCU
Type	Credit Union
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	974 AUDUBON LN, AURORA, IL 60506-8849
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017834
Date	Mar 31, 2022
Instrument	2022K017834

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3%

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	974 AUDUBON LN, AURORA, IL 60506-8849
Document Number	0000071439
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 AUDUBON LN AURORA IL 605068849, AURORA, IL 60506-8849

Mortgage

Document Number	0000071439
Date	Nov 19, 2020
Instrument	71439

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 13, 2020
Property Address	974 AUDUBON LN, AURORA, IL 60506-8849
Document Number	0000008088
Instrument Date	Feb 12, 2020
Instrument	8088
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	974 AUDUBON LN AURORA IL 605068849, AURORA, IL 60506-8849

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Sugar Grove Township
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,292.00 (+16.94%)	$124,667 (+7.83%) Land $29,631 Building $95,036	$374,151 (+7.83%) Land $88,929 Building $285,222
2024		$115,614 (+26.2%) Land $27,479 Building $88,135	$346,981 (+26.25%) Land $82,470 Building $264,511
2022	$8,801.00 (+3.25%) Homeowner's exemption	$91,610 (+5.08%) Land $22,879 Building $68,731	$274,830 (+5.08%) Land $68,637 Building $206,193
2021	$8,524.00 Homeowner's exemption	$87,181 Land $21,773 Building $65,408	$261,543 Land $65,319 Building $196,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (2013–2026)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2026
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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